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Sabadell Online Account
A great move! Become a customer now to take advantage of the offer by 30/04/2026.
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Bank accounts

Whoever you are, there's a
bank account right for you

Find the account that best suits your lifestyle and enjoy the benefits of Banco Sabadell
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A great move
Get up to
€ 1,400
the first year with the Sabadell Online Account

 Become a customerBecome a customer Calculate your remuneration
 Exclusively for new customers - Only until 30/04!
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This is how to earn your €1,400

Up to
€ 1,000
or bringing your money, with a return of
2% APRa for a maximum balance of €50,000


€400
for direct depositing your salary
and activating Bizuma in this account
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Chosen as the Best Online Account 2025!

 We are delighted to offer you the Best Online Account 2025 according to Rankia.
An achievement that would not be possible without our customers’ trust and appreciation. %>
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Other bank accounts
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Sabadell Online Account

An online account for your day-to-day.
No permanence or commitment conditions.
Free debit card and credit* card, with no issuance or maintenance fees.
Only for new customers.

Click on “Find out here” and discover our current promotion. 
 Open your online account Find out hereFind out here

Sabadell Account

A flexible option that adapts to your needs
No administration or maintenance fee for customers under 30 (NIR 0% APR 0%).
Enjoy a debit card with no issue or maintenance fee.
Operate with your cards and make transfers conveniently.
 Open your account Find out hereFind out here

Basic payment account

A free account, no strings attached
For customers who don't yet have an account in Spain.
Access to digital banking and the bank's ATMs.
Debit card with no issue or maintenance fee.

Get yourself an account

 Find out here

Sabadell First Account

For the little ones in the house
Account for minors with no administration or maintenance fee (NIR 0% / APR 0%). 
The associated debit card with no issue or maintenance fee for holders over 14.
 Create them their first account  Find out here

Sabadell Self-employed Online Account

Only for new customers
No conditions of any kind.

Click on “Find out here” and discover our current promotion.
 Open your online accountOpen your online account
Find out here
Find out here

Key Account

The bank account for non-residents in Spain
Created especially for international clients.
Access to exclusive translation service.
Cards with noadministration or maintenance fee.
 Open your account  Find out here

Enjoy the benefits of our bank accounts

  • Simple account changeover

     Switch your account to Banco Sabadell or have your salary paid in directly and/or direct debit your bills, 100% online and no paperwork!

  • Debit card included

     Your debit card with no issue or maintenance fees.

  • Free transfers

     You can make free euro transfers online within the European Economic Area, including instant transfers.

  • Personalised attention

     Opening your bank account means having a manager at your disposal whenever you need one.

  • Simple account changeover

     Switch your account to Banco Sabadell or have your salary paid in directly and/or direct debit your bills, 100% online and no paperwork!

  • Debit card included

     Your debit card with no issue or maintenance fees.

  • Free transfers

     You can make free euro transfers online within the European Economic Area, including instant transfers.

  • Personalised attention

     Opening your bank account means having a manager at your disposal whenever you need one.
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Calculate the interest on your Sabadell Online Account in one year here
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Here we answer your queries about our bank accounts

What types of accounts can I open with Banco Sabadell?
At Banco Sabadell we offer different accounts designed for each of your needs. You can find a range of accounts from 100% digital to solutions for specific profiles:
  • Sabadell Online Account: for managing your day-to-day activities with zero maintenance and management fees.
  • Sabadell Account: a flexible option that adapts to your needs.
  • Sabadell First Account: designed for those under the age of 18 so they can start learning how to manage money.
  • Key Account: the account for international non-resident customers in Spain.
  • Basic Payment Account: if you are resident in the EU and you don't have another account in Spain.

What is a current account and can I open one with Banco Sabadell?
A current account is a basic banking product that allows you to manage your money on a daily basis. With it you can carry out essential transactions such as setting up direct debits to pay bills, make transfers, send money with Bizum and link cards to the account for your purchases or for withdrawing cash.
 
At Banco Sabadell, we have various current accounts designed to meet different needs, among which we would feature the Sabadell Online Account and the Sabadell Account.

What does it mean if an account is interest-bearing and what return does Banco Sabadell offer?
An interest-bearing account is one that yields profits just for having money in it. At Banco Sabadell, some accounts, such as the Sabadell Online Account, offer a return. Feel free to ask about the specific terms and conditions of each product to learn about its advantages.

What do I need and what are the steps involved in opening a bank account with Banco Sabadell?

 You can open an account in Banco Sabadell online or at any of our branches. The process for 100% digital accounts such as the Sabadell Online Account is very quick and the forms are filled out on your mobile. For other accounts, you can request information online and complete the process with an account manager.

What advantages are there for me if I do my banking with Banco Sabadell 100% online?

 Managing your account online offers you total convenience and security. You’ll be able to open your account on your mobile without needing to come into a branch, configure your cards, switch on notifications and pay directly with the phone. What’s more, transfers in euros within the European Economic Area are free from the app, and you can use services such as Bizum at no cost to you.

I’m currently a Banco Sabadell customer: can I open an Online Account?

 No, the Sabadell Online Account is designed exclusively for new customers. If you’re already a customer, we encourage you to talk to your account manager or ask at your nearest branch about the advantages of your account that you currently have and explore other options that meet your needs.

What is the difference between an account for personal use and one for the self-employed? Can I have both?

 The main difference is the purpose each is designed to fulfil. A personal account is mainly for managing your day-to-day finances (payments, bills, saving). A self-employed account, on the other hand, is designed to separate and manage the income and expenditure of your professional activity, often offering tax advantages or specific services for your business. For example, within our online range, the Sabadell Online Account offers cashbacks on household bills, whereas the Online Self-Employed Account offers credits for paying your self-employed social contribution (RETA) by direct debit.

If I open an account, do I have to pay my salary directly into it or pay bills by direct debit?

 The advantages of paying your salary directly into the account or direct debiting bills depend on the features of the account you choose. Some of your accounts, such as the Sabadell Online Account, offer you total freedom. Other accounts may offer exclusive benefits, such as reducing or eliminating fees, in return for paying your salary into the account or paying bills by direct debit. We recommend asking about the terms and conditions of each account to see which is the best fit for you.

How can I check my account movements and the state of my account?

 You can check all the transactions and your account balance at any time through your Remote Banking service using the Banco Sabadell app and the website. Also, so you are kept up to date at all times, you can switch on notifications, which will alert you to any transaction in your account.

I’m a foreign national and I am not resident in Spain: which account can I open?

 For international customers who reside outside Spain but need an account for their transactions here, we have designed the Key Account. This account allows you to bank simply and offers you exclusive services, such as the possibility of an account manager who can assist you in different languages and a translation service to streamline your paperwork.

Does Banco Sabadell offer an account for minors?

 Yes, the Sabadell First Account is designed for minors under the age of 18. It has no account management or maintenance fees. For account holders aged between 14 and 17, you can apply for a free debit card and the legal representative will always be in control of the account through online banking.

What difference is there between being an account holder and an authorised person of a Banco Sabadell account?

 An account holder is the owner of the funds in the account and has full rights and obligations in respect thereof. An authorised person, in contrast, can only perform the transactions that the account holder allow them to carry out (such as making deposits or payments), and is not the owner of the money nor can they carry out certain transactions, such as closing the account.
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Do you have any questions?
We're here to help you

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Legal terms and conditions
a. Condition of the promotion for accounts opened from 10/04/2026 to 30/04/2026. It will earn 2% APR up to €50,000 of the combined average balance of the Sabadell Online Account and the Sabadell Savings Accounts of the holders linked to it to be used as a personal account. Representative example of total remuneration in one year calculated for a joint average monthly balance of €50,000: 2.001% NIR per annum, 2.019% APR, €1,000.46 in interest settled in the year. Settlement is paid on a monthly basis and is credited to the Sabadell Online Account on the 15th day of the following month (or the first working day before it). After the second year, the current yield conditions of the account will apply. For personal account users, €400 extra for switching over your salary with a minimum amount of €1,000 into the Sabadell Online Account and having Bizum linked to the same account. This incentive is subject to the current withholding tax. To be eligible for this incentive, Bizum must be linked to the account and your salary must be paid into the account for 12 consecutive months when the day on which the incentive is credited. The incentive will be credited to your account monthly (€33.34 gross/month, €400.08 gross/year) for 12 months.

See the terms and conditions of the promotion here .
1. Cashback of 3% of the amount of the bills in the name of the account holders charged to the account during each calendar quarter corresponding to electricity and/or gas suppliers. The payment is to be made quarterly, at the latest, on the 15th (or the previous working day) of the following calendar month at the end of the calendar quarter in which the bills are debited. In accordance with personal income tax regulations, the amount resulting from applying the 3% cashback of the bills is considered securities income subject to withholding tax at the currently applicable rate of 19%.

* The granting of the credit card limit is subject to passing the Bank’s risk criteria and its approval, after carrying out the corresponding risk and viability study.
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Home Bank accounts
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