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Banco Sabadell cards for personal customers

Cards for your day-to-day life
Choose your bank card
Choose your bank card
More sustainable thanks to its degradable PVC
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Choose the bank card type that best suits you
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Credit cards

Flexibility and control in the payment of your purchases
Check your purchases for the month in a grouped way to have greater control of your expenses.
If necessary, you can choose the deferred or revolving payment option and decide on the fixed amount to be settled at the end of the month. You can also pay in instalments for large purchases.
 You can choose between three types of cards. Get your Classic credit cardGet your Classic credit card Find out more

Debit card

Ideal for your day-to-day management
Pay for your purchases with the available balance in your account debited immediately.
No issuance or maintenance fee1 when opening an account from the Sabadell range.
Withdraw cash by debiting your account at no cost at our ATMs.
 Get your debit card BS CardGet your debit card BS Card Discover more

Benefits of our bank cards

  • Free cards1

     For Sabadell range account holders, there are no issue or maintenance fees for the BS Card debit card or the Classic credit card.

  • Maximum security

     We notify you of purchases with your card. Use the app to block it, turn it on or off, and claim a refund for fraudulent use.

  • Pay with your mobile

     Apply for your card 100% online, add it to your device and pay for your purchases using your mobile.

  • You are in control

     You can modify the spending limit on your purchases, cash withdrawals by debiting your account, and its use abroad or online from the app.

  • Free cards1

     For Sabadell range account holders, there are no issue or maintenance fees for the BS Card debit card or the Classic credit card.

  • Maximum security

     We notify you of purchases with your card. Use the app to block it, turn it on or off, and claim a refund for fraudulent use.

  • Pay with your mobile

     Apply for your card 100% online, add it to your device and pay for your purchases using your mobile.

  • You are in control

     You can modify the spending limit on your purchases, cash withdrawals by debiting your account, and its use abroad or online from the app.
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Credit card

Get your Classic credit card free of charge1

 Pay for your purchases at the end of the month or choose deferred or revolving payment of the monthly statement. You decide. In addition, you can split your transactions debited to your account into instalments. And have greater control with spending limits and cash withdrawals.

The deferred payment method involves the payment of interest, with a nominal annual interest rate of 18% (APR: 19.56%)2. A monthly instalment that is too low could prolong the debt indefinitely, with the effect of accruing a higher amount of interest. Discover the Classic credit card
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Debit card

Your debit card, easy and online
Customers of an account of the Sabadell range have a BS Card debit card, with no issuance and maintenance fees1. Make your payments instantly with the balance that you have in your account and manage everything from your mobile.
 Discover the BS Card debit card
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No-fee ATMs

Withdraw money at ATMs by debiting your account without fees3 and conveniently with your mobile

If you need cash, our bank cards allow free debit withdrawals at our ATMs3 and also you can withdraw cash on debit without commissions for amounts equal to or greater than € 60 at bank ATMs EURO 6000. Also, you don't have to carry the card with you, because you can do it from your mobile, with our app.

 Discover our bank cards
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Manage your cards from your mobile

Add your Banco Sabadell card to Apple Pay, Google Pay or Samsung Pay and pay directly with your mobile. Of course, you can also use Bizum from the app to pay, send or receive money from your contacts who are also registered with the service

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Check the balance on your prepaid card
If you are the holder of this type of card, you can check the balance and recent transactions through the app or website, or directly by clicking here:
 %> View balanceView balance
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Apply for a card in 3 simple steps
1. Access your personal area Access your personal area at Banco Sabadell. If you are not yet a customer, you can register via the website.
2. Request your card Choose the type of card that best suits your needs, whether debit or credit. You can apply for it directly from your personal area in the app or online banking and link (enrol) it to your digital wallet to start using it from day one (without the need for a physical card).
3. Receive it at home When you receive your physical card, activate it to enjoy all its benefits. Do this from the app, by making a purchase in a physical store or at a Banco Sabadell ATM.
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Data that support out banking experience and digital innovation

Download the Banco Sabadell app

Manage your cards
from your mobile
 
Withdraw money and pay for your purchases with your mobile, without the need for a plastic card.
Send money and view the information securely to make your purchases online.
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We answer your most frequently asked questions

What is a bank card?

It is a means of payment linked to your account that allows you to pay for your purchases and withdraw cash from ATMs.

How can I get a Banco Sabadell card?

Cards can be either credit or debit cards and are linked to an account in the Bank. It is important to note that the granting of any credit card is subject to meeting the bank’s risk criteria and to its approval.

Can I pay with my mobile?

Yes, you can set up your cards on the app to pay with your mobile. Once you have taken out the card, you can link (enrol) it to your digital wallet, such as Apple Pay, Samsung Pay or Google Pay, and start using it from day one.

How can I activate my card?

Choose one of these two options:Make a purchase at a physical shop.
  • The first time, you will have to insert it into the dataphone and type in the PIN.
  • Insert your card into one of our ATMs, enter your PIN and perform any transaction so the card can be activated.

When can I start using my card?

After taking out your card online, you will receive a confirmation email. From that moment, you can start using your card and pay for your purchases with your mobile from day one if you link (enrol) the cards to your wallet.

Do I have to pay fees for my cards?

It depends on the account you have. Many of our accounts offer cards with no issue or maintenance fees. For example, the Sabadell Online Account, the Sabadell First Account, the Basic Payment Account and the Key Account come with debit cards (and in some cases credit cards) without these fees. However, please note that second or subsequent credit cards may be subject to fees.

How can I check or recover my PIN?

You can check or recover your PIN from the Sabadell app or via online banking.
  • From the Sabadell app: go to the Cards section, select the card and choose the View PIN option.
  • From online banking: access your personal area, select the card and click Check PIN.
If you do not have access to the app or online banking, you can contact customer service by calling 900 700 010.
For security reasons, the PIN is not sent by post or SMS.

What is the CVV?

The CVV (Card Verification Value) is the three-digit security code that appears on the back of physical cards. It is used to validate online or telephone purchases and to ensure that the person carrying out the transaction physically has the card. For virtual cards, the CVV is generated and displayed temporarily in the app or via online banking.

Can I withdraw money from an ATM if I am not carrying my card?

Yes, you can withdraw cash and pay for your purchases directly with your mobile if you have registered the card in your digital wallet. You can also carry out transactions and withdraw money from the Banco Sabadell app without needing to carry the physical card.

Can a minor have a card?

Yes, with the Sabadell First Account, young people over the age of 14 can have a debit card with zero issue and maintenance fees. In this case, the legal representative is the holder of the card agreement and can manage transactions and limit the minor’s balance at all times via online banking.

Can I open an account and obtain a card if I only have a passport?

Yes, a passport is an accepted form of identification. If you are a citizen of the European Union but do not have a TIE, during the registration process you will need to present your passport together with the Certificate of Registration as a European Union Citizen to prove your residence in Spain. If you are a non-resident, there is the Key Account, an account specifically designed for international customers.
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Do you have any questions?
We're here to help you

Branches and ATMs

 Find a branch or request an appointment

Contact us

 We can help you through these other contact methods

Customer Service

 Log in to file an official claim
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Legal terms and conditions

1. Free BS Card debit card, with no issue or maintenance fee, for customers with an account in the Sabadell range (Sabadell Account, Sabadell Online Account, Sabadell Premium); one card per cardholder.

Free Classic credit card, with no issue or maintenance fee, for customers with a Sabadell account (Sabadell Account, Sabadell Online Account, Sabadell Premium); one card per cardholder. The granting of the credit card is subject to the Bank's risk criteria and its approval, after the relevant risk and viability assessment has been carried out.

2. Representative example for a scenario in which the deferred (revolving) payment method is chosen with a fixed amount paid each month. Example for a total credit amount of €1,500, with a card issue and/or maintenance fee of €0 per annum. The credit is deemed to have been granted on 31 May 2025 and the full limit drawn on 1 June 2025, to be repaid over 48 months, with a nominal annual interest rate of 18% (APR: 19.56%). In this case, 47 instalments of €44.07 will be paid (the first instalment on 30 June 2025) and a final instalment of €44.11 on 31 May 2029. The calculation of the APR includes interest in the amount of €615.40. Therefore, the total cost of the credit will be €615.40 and the total amount due will be €2,115.40 (€1,500 + €615.40).

We have made the calculations assuming that you use the full credit from day one and that you do not make any further transactions until you have paid off the entire balance. This example uses a French repayment system with constant instalments. The conditions of the example may not match those of your card contract. The minimum monthly payment will be 4% of the deferred amount or a minimum amount of €30. In addition, each instalment you pay includes part of the money borrowed, interest and, where appropriate, fees. If in any given month the instalment you choose does not cover the fees and the minimum percentage of principal established by the Bank at any given time, the Bank may increase the instalment to cover these costs.

Revolving Card fee simulator

3. Banco Sabadell will not charge you a fee for debit cash withdrawals at its ATMs. You can also withdraw cash by debiting your account without fees at the ATMs of EURO 6000 banks for amounts of €60 or more. At ATMs of other banks, the fee applied by the bank that owns the ATM will be charged. View all the details.

Card Information

You can also find out about our card manufacturers:

TAG SYSTEMS Smart Solutions S.L.U Calle Madrid, 48 28813 Torres de la Alameda Madrid, tax ID number: B85681955

INTAREMIT Smart Card Solutions Calle Rufino Gonzalez, 32 28037 Madrid, tax ID number: A81681884

We inform you that we can process the personal data that we have, as well as those that you have incorporated into the process, to contact you in the event that, for any reason, the process is abandoned in order to find out the reasons and try to recover it. You can exercise your rights in data protection according to the information that has already been provided to you (view).
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