Customer Service Department @Sabadell_Help
1 Promotion valid for all customers in the HORECA sector (Hospitality, Restaurants and Cafés) holding a Sabadell Business Plus Account and a Sabadell Online Account for
business purposes that take out a Smart POS terminal or POS Credit Card Terminal, and did not previously have a Banco Sabadell POS terminal between 13 May and 31 August. The promotion will consist of:
- €0 monthly maintenance fee on your first Smart POS terminal or POS credit card terminal.
- Sabadell Business Plus Account with no access requirements.
- Bonus of €30/gross/quarterly if the account holder has a turnover of a minimum of €6,000/quarter with any model of POS terminal contracted with the bank, up to the maximum bonus of €120 gross/per year.
For the quarter between April and June, the minimum turnover to be able to enter the promotion is €2,000. Subsequent quarters the minimum will be €6,000. In all quarters, the cashback amount will be €30/gross.
2 No account management or maintenance fees. Indefinite profitability that may change depending on market conditions. From now on, a 2% APR return per annum up to an average combined balance of €20,000 from the Sabadell Online Account and the Sabadell Savings Accounts. Representative example of total remuneration in one year calculated for a joint average monthly balance of €20,000: 2% NIR per annum, 2.018% APR, €400 in interest settled in the year. Settlement is paid on a monthly basis and is credited to the Sabadell Online Account on the 15th day of the following month (or the first working day before it).
3 Promotion open to all customers in the HORECA sector (Hotels, Restaurants and Cafés) that are holders of a Sabadell Business Plus Account and Sabadell Online Account for business use, who contract a Smart POS, Mini Smart POS terminal or POS terminal, who haven’t previously had a Banco Sabadell POS, between 13 May and 31 August. The promotion will consist of:
- €0 monthly maintenance fee on your first Smart POS terminal, Mini Smart POS terminal or POS credit card terminal.
- Sabadell Business Plus Account with no access requirements.
- Get €30 gross cashback every quarter if the account holder has a turnover of at least €6,000/quarter with any POS model contracted with the bank, up to a maximum payment of €120 gross per annum.
For the quarter between April and June, the minimum turnover to be able to qualify for the promotion is €2,000. For subsequent quarters, the minimum will be €6,000. For all quarters, the cashback amount will be €30 gross.
The offer is extendable to the Double Screen POS, with the exception of the maintenance fee, which for this terminal will be €18/month with the Sabadell Negocios Plus Account. The monthly fee for the maintenance of the POS will increase according to the corresponding VAT or indirect tax, in accordance with the criteria established by the Tax Administration.
4 The per-transaction fee of 0.25% will be applied directly for all personal cards issued in Spain with a minimum of €0.02 per transaction. European Personal cards will be charged a fee of 0.40%, with a minimum of €0.07. Domestic business cards will be charged a transaction fee of 0.80% with a minimum of €0.07 per transaction. Cards for European businesses, non-European cards (personal and business) and JCB and CUP cards have a transaction fee of 1.80% + €0.39, with a minimum of €0.46 per transaction. Mastercard B2B cards under the GWTTP programme incur a transaction fee of 2.95%. Transactions made with American Express cards are excluded from this offer and are subject to specific fees.
5 TPV is a product of Paycomet, S.L.U., a company of the Banco Sabadell group, which is the company with which the contract will be formalized and will carry out all the management of these, with Banco de Sabadell, S.A. acting. as a marketer of the product. Banco Sabadell, S.A. may also perform interlocutor functions for the sole purpose of receiving possible requests from clients, as well as to channel complaints and claims in order to forward them to Paycomet, S.L.U. The company Paycomet, S.L.U. (hereinafter, Paycomet), with NIF B95842522, is a Spanish payment entity established in Bilbao on April 14, 2016. It is authorized as a payment entity by the Ministry of Economy and Competitiveness and subject to the supervision of the Bank of Spain. and the Executive Service of the Commission for the Prevention of Money Laundering and Monetary Offenses. It is duly registered in the Special Register of Payment Entities of the Bank of Spain with number 6874. Its registered office is at Calle Camino de Valladolid, 2, Local, 28250, Torrelodones, Madrid.
Paycomet safeguards funds received from payment service users through another payment service provider in accordance with the procedure provided for in article 21.1
a) of Royal Decree Law 19/2018, of November 23, on payment services and other urgent measures in financial matters. Specifically, such funds are not mixed at any time with the funds of any natural or legal person other than users of payment services in whose name the funds are available and, in the event that they are still in the possession of Paycomet and still have not been delivered to the beneficiary by the end of the business day following the day on which the funds were received, they are deposited in a separate bank account at a credit institution owned by Paycomet, called “customer balances”, in the terms which are established in article 16.2 of Royal Decree 736/2019, of December 20, on the legal regime of payment services and payment entities.
As provided for in article 21.1 a) of the Royal Decree Law on payment services, users of payment services as holders of the funds enjoy the right of separation over said account, in accordance with bankruptcy regulations, for the benefit of users. of payment services, with respect to possible claims of other creditors of Paycomet, in particular in the event of insolvency.
6 Product subject to admission of risks. The concession, amount and term of each requested operation will be determined and will be conditioned by the bank's risk criteria. The minimum amount of the line will be €3,000 and the maximum will be €50,000. You will have it available for one year, extendable up to a maximum of five years.
7: Promotion to get €50 or €100 (if the customer has already taken out insurance before 15 April) for each of the following new insurance policies taken out between 15 April and 15 June, both included: Life Care, Life Care Woman, Life Care Premium, Premium Accident, SME Life Protection (BSV products), Home Protection, Shop Protection (BSSG products), Health Protection or SME Health Protection (Sanitas BSSG products). The minimum premiums per annum in order to avail of the promotion are: Life Care, Life Care Woman, Accidents Premium, SME Life and Home Protection, equal to or above €300; Shop Protection, equal to or above €400; Health Protection, equal to or above €750; and SME Health Protection, of €3,500 or more. A single deposit will be made by bank transfer within a period between 120 and 150 days from the date the first bill payment is collected in the account in which the payment for the new insurance contracted is made. Conditions available at www.bancsabadell.com/seguros. The offer is extendable to the Double Screen POS, with the exception of the maintenance fee, which for this terminal will be €18/month with the Sabadell Negocios Plus Account. The monthly fee for the maintenance of the POS will increase according to the corresponding VAT or indirect tax, in accordance with the criteria established by the Tax Administration.
Life Care, Life Care Woman, Life Care Premium, and SME Life Protection, Constant Capital Life Protection and Total Protection are life insurance policies, and Premium Accident is an accident insurance policy, all offered by BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID no. A08371908 whose registered office is C/ Isabel Colbrand, 22, 28050 Madrid, registered in the Mercantile Register of Madrid and the Register of Insurance Companies of the DGSyFP under code no. C-0557.
Home Protection, Shop Protection, Payment Protection (single premium), and Payment Protection (renewable yearly) are insurance policies offered by BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, with Tax ID (NIF) A64194590, whose registered office address is Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, under code no. C-0767.
Health Protection and SME Health Protection are co-insurance policies with BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, with Tax ID no. A-64194590 and whose registered office is Calle Isabel Colbrand, 22, 28050 Madrid, registered in the Mercantile Register of Madrid and DGSyFP Insurance Companies Register under code no. C-0767 and Sanitas, Sociedad Anónima de Seguros, with Tax ID no. A-28037042 and whose registered office is Ribera del Loira 52, 28042 Madrid, registered in the M.R. of Madrid and in the Reg. of Insurance Companies of the DGSyFP under code no. C0320.
Insurance mediated by BanSabadell Mediación, Linked Banking Insurance Operator of the Banco Sabadell Group, S.A. (“BanSabadell Mediación”) and marketed through the network of Banco de Sabadell S.A., entity with which it has signed a distribution network services contract. BanSabadell Mediación is domiciled at Avenida Oscar Esplá, 37, Alicante, Tax ID A03424223, and is registered in the Mercantile Registry of Alicante and in the Administrative Register of Insurance and Reinsurance Distributors of the DGSyFP under code no. OV-0004, acting for BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros and Sanitas, Sociedad Anónima de Seguros, having taken out a civil liability insurance policy in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in effect at any given time. Visit www.bancsabadell.com/bsmediacion to view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract.
8 The granting, amount and term of each transaction requested will be determined by and subject to the Bank’s risk criteria.