Update your browser

Update your browser

You are using an old version of your browser. We recommend you update it or change browser for a better web experience.

Corporate
BranchesHelp
Can we help you?
  • Online Care - Chat
  • Visit
    our branches
Request the credit rating

If your company already have a without recourse factoring contract with the SabadellAtlántico, you can request the credit rating of your customers by filling out the form (Spanish version)

Our pledge to companies

Factoring

Specialised financing of your invoicing

Factoring

Factoring consists of the assignment of the collection rights of your invoices, with the bank managing collection. There are different types that can include coverage for the insolvency risk of the debtor and the option of advanced financing of the amount of the invoice, with or without recourse.

In addition, the solutions factoring offers for financing, collection management and coverage of the insolvency risk are applicable both to domestic sales and exports (further information on export factoring)

  • Solutions and advantages
     What are your needs?
    • Reduce administration costs of collecting invoices
    • Obtain invoice-based financing
    • Coverage of insolvency of your debtors
    How can we help you?
    • Factoring offers collection management and financing, improving the balance sheet ratios
    • Notification of the assignment of the receivable to the debtor
    • Flexible operation with BS Online Companies
    And, in the without recourse type:
    • You have coverage of insolvency of your debtors
    • Compensation in the event of non-payment of between 90-100% of the amount of the invoice
    • It cleans up your client portfolio
    • It eliminates the cost of lawsuits.
    • No need to change insurance company. If you already have a credit insurance policy it is possible to arrange Factoring without recourse by means of the subrogation of collection rights

    Buscador oficinas Come and see us

    Correo electronico Write to us

    Send us an

    email
  • Types
    There are three types available:

    Factoring without recourse:

    • Swift financing, after assessment of the debtors
    • With insolvency coverage, eliminating the risk of non-payment
    • Compensation in the event of non-payment of between 90-100% of the amount of the invoice
    • It cleans up your client portfolio
    • Simplification and administration cost saving in invoicing management.
    • Improvement of balance ratios
    Factoring with recourse:
    • Flexible financing of working capital
    • Invoice collection management
    • Administration cost saving in invoicing management.
    • There is no insolvency coverage of debtors
    Factoring with Coverage:
    • Factoring without recourse by means of the subrogation of collection rights of your own credit insurance policy
    • Financing based on the invoice.
    • Improvement of balance ratios
  • Documents and utilities
    We provide information and utilities that can prove useful:


    Product details


Other products that may be of interest to you:

You still haven't made up your mind?


  Perhaps you are looking for...