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Expansión Negocios Plus Account and Expansión Negocios Account


Exclusive conditions for new clients1

NO requirements for 6 months when you contract a Business Expansion Account1 or the Expansión Negocios Account Plus2
NO fees for POS for 6 months
No maintenance fee for the first 6 months
Interest-free financing available
(0% NIR – APR from 3.09% to 5.26%)3
NOMO free for the first year4


Enjoy all the benefits provided by the
Expansión Negocios Plus Account.

Request an appointment

6 months without requirements2 and no maintenance fee  

No deposit is required during the first 6 months.

  • No account management or maintenance fees. Profitability 0 % APR. NIR: 0 %.
  • No fees for domestic transfers and transfers to EEA countries made in euros via BS Online.
  • Free negotiation and clearing of cheques in euros paid into a Spanish financial credit institution.
  • Free legal aid service for the first year5.
Free cards  

One debit card and one Classic, Gold or even the Platinum credit card free of charge, with no issue or maintenance fees per account holder or authorised account holder.

Credit Policy  

Interest-free financing (0% NIR - APR from 3.09% to 5.26%)6

You can obtain the amount you require depending on your needs at any given time (up to

the authorised limit) and you’ll only pay an initial fee. The drawdowns will be interest-free.

  • Interest rate: 00% The drawdowns will be interest-free
  • APR: from 3.09% to 5.26%6
  • Amount: from €3,000 to €30,000
  • Term: 12 months
  • Arrangement fee: 00% (minimum €150)
POS terminal 6 months no fees7  

To be collected at your business or anywhere else, even at the client’s home. Your business will benefit from 0% fees per transaction and a maintenance fee of 0 euros . From the seventh month onwards, you can choose between paying a percentage fee per transaction or a flat monthly fee.

POS Smart Phone&Sell 6 months no fees7  

Remotely, without having to have a website. You can advertise your products on social networks

and magazines and charge your clients by sending them secure payment links via SMS, emails

and QR codes, r emotely, without having to have a website. During the first 6 months there will be no transaction or maintenance fees and from the seventh month onwards, you can choose between paying a percentage fee per transaction or a flat monthly fee.


The digital tool designed to manage your business 100% online . In addition, as you’re a Banco Sabadell client you’ll enjoy its services completely free of charge during the first year.

Further information

Special conditions for professional groups  

If you belong to a professional or business group with a collective agreement signed with Banco Sabadell, you can enjoy a specific offer with preferential conditions through the Expansión Negocios Plus PRO Account.



I’d like someone to explain it all to me in person

You will receive a personalised guide with an account manager who will help you find the best solution for your needs.