1. All the POS terminals are products of PAYCOMET S.L.U. and marketed by Banco de Sabadell, S.A. Paycomet is a Payment Entity, part of the Banco Sabadell Group, with registered office in Torrelodones (Madrid) at Calle Camino de Valladolid 2, local, registered in the Mercantile Register of Madrid, Volume 40,715, Folio 165, Page M-722,484, holder of Tax ID No. B95842522. Paycomet safeguards the funds received by users by depositing them in a separate account opened with Banco de Sabadell, S.A.

a No account management or maintenance fees. Pprofitability that may change depending on market conditions. Now, a profitability of 2% APR per annum for an average joint balance of up to €20,000 of the Sabadell Online Self-Employed Acount and the Sabadell Savings Accounts of the same account holders linked to it. Representative example of remuneration in one year calculated for a combined average monthly balance of €20,000: 2% NIR per annum, 2.018% APR, €400 in interest settled in the year. Settlement on a monthly basis and credited to the Sabadell Online Self-Employed Acount on the 15th day of the following month (or the first working day before it).

b Payment of €30/quarter for activating a Sabadell Self-employed Online Account for business purposes and having your contributions as a self-employed worker paid by direct debit during that period (includes the self-employed under the Special System for Self-Employed Agrarian Workers and the self-employed under the Special Scheme for Sea Workers). The payment will be settled within the first 15 days following the end of the quarter and subject to the current tax legislation.

2.  During the first 6 months of contracting the Sabadell Negocios Plus Account, the requirement established in the contract will not apply. From the seventh month onwards, a minimum monthly deposit of €3,000 must be made. This requirement must be met on a monthly basis and, if it is not fulfilled for two consecutive months, the Sabadell Negocios Plus Account will automatically be converted into a Relación Account. Income from accounts opened within the Banco Sabadell group in the name of the same holder is excluded.

Return: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR). The terms and conditions of the Sabadell Negocios Plus Account will remain in effect as long as the sole requirement of depositing a minimum of €3,000 per month is met (deposits from accounts opened within the Banco Sabadell group in the name of the same account holder are excluded). If this requirement is not met by the second month, the Sabadell Negocios Plus Account will automatically become a Relación Account.

3. Between 1 April and 15 June 2025 (both inclusive), self-employed individuals, businesses, and SMEs who contract a new POS terminal with a flat rate monthly fee will receive a promotion of 6 months free by waiving the monthly fee for the flat rate they must pay according to the selected tier based on their monthly turnover (tiers included: €1,000/month to €10,000/month). Any excess monthly turnover beyond the selected flat rate tier will be charged at a 1.10% discount rate on the amount of each transaction.

The promotion excludes customers who had a POS terminal activated as at 31 March 2025. The promotion excludes Virtual POS, Smart Dual Screen POS, and Smart Phone&Sell POS terminals. Transactions conducted with American Express are excluded from these prices and will not count in the contracted Flat Rate billing tranches as American Express cards have their own rates.

The beneficiary status will be lost in any of the following cases: (i) termination of the merchant or POS terminal; (ii) exceeding the 10% limit on the total monthly billing of international cards, (iii) changing the fee mode (lower flat rate tier or discount rate) within the first 12 months of the contract, or (iv) refund of any monthly fee. If the POS terminal is not maintained for 12 months with the flat rate fee from the contract period or higher, penalties will be applied corresponding to the contracted fee amount and the promotion period.

For more information, see the terms and conditions of this promotion at www.bancsabadell.com/bsnacional/en/legal-terms-and-conditions-for-campaigns-and-promotions/.

4. The account's return is 0% APR, calculated based on the assumption that an average balance of €2,500 is maintained consistently for 1 year, applying a NIR of 0%, and with administration and maintenance fees of €0 per year. Account settlement is carried out quarterly. To maintain the conditions, 10% of the company’s annual operations, understood as its annual billing figure, must be channeled through the account.

5. Includes transfers to the EEA in euro, Swedish krona and Romanian leu, via BS Online and Editran, commission-free during the first year from the opening date of the Sabadell Companies Account, with no limit on the number of transactions. Urgent transfers are charged a fee.

6. With the Sabadell Companies Account you can have up to three BS Card Mastercard Business debit cards and three Mastercard Gold or Mastercard Corporate Gold Representation credit cards per account without any issue or maintenance fees.

7.  During the first 6 months after opening the Sabadell Negocios Account, the requirements set out in the contract will not apply. From the 7th month onwards, a salary or regular monthly income of at least €700 must be paid into the account, excluding income from Banco Sabadell Group accounts held by the same account holder. If this requirement is not met during the two months prior to the quarterly settlement, the Sabadell Negocios Account will be converted into a Relación Account.
Similarly, during the first 6 months the maintenance fee will be €0. From the 7th month onwards, the annual maintenance fee for the account is €100 (€25/quarter). Account yield: 0 % NIR. APR: -3.940 %, example with an average annual balance of €2,500.

The full maintenance fee will be waived (yield 0 % NIR and 0 % APR) if during the quarter:
- The account holder has taken out one of the insurance policies indicated with BanSabadell Mediación.
- Or, over the last 3 months, has made at least 60 purchase transactions with the bank’s POS terminal, or billed at least €6,000 with that POS terminal.

A 50 % discount on the maintenance fee (yield 0 % NIR and -1.9850 % APR) will apply if during the last 3 months the business has domiciled 6 payroll, tax, or social security payments.

8 The conditions of the Sabadell Agricultural Business Account will be maintained as long as the requirements established in the agreement are met. Currently, you must at least meet one of the following requirements: a direct debit of social insurance contributions, a direct debit of taxes, a direct debit of wages and salaries or two direct debits of bills. These requirements must be met on a monthly basis; if by the third month these conditions have not been fulfilled, the Sabadell Negocio Agrario Account will be converted into a Relación Account.