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Sabadell Previsión Futuro

Future Retirement Plans

 Apply for your Previsión Futuro PlanApply for your Previsión Futuro Plan We have the plan you’re looking for
Access in Basque
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Optimised return

An active and diversified management plan to achieve greater capital
Our Sabadell Previsión Futuro plans adjust the investment ratio from variable income to fixed income as your retirement approaches. This increases the chances of optimising the return and saving more money.
 Hazte con tu plan de previsión
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A variety of plans

We have the ideal plan for you in keeping with your age and estimated retirement date

 Within the Sabadell Previsión Futuro range we can offer you four plans, depending on the years remaining until your retirement. Choose the one that suits you best and rely on our advice if and when you need it. Discover our pension plans
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Redeem your plan

You decide how you prefer to draw down your Sabadell Previsión Futuro plan
When you retire you can choose to receive your money as monthly income or withdraw the entire capital or instalments. And, if you need to, you can redeem it early in accordance with the regulations1.
 Start saving for your retirement

The keys to your Sabadell Previsión Futuro plan Dynamic investment 

  • Dynamic investment
    Maximize returns by shifting from equities to fixed income.

  • Tax benefits

     Tax savings of up to 47%1 in your next income tax return.

  • Transparency

     Remain constantly aware of the investment strategy.

  • Early redemption

     Draw down your money before you retire in accordance with the regulations2.

  • Dynamic investment
    Maximize returns by shifting from equities to fixed income.

  • Tax benefits

     Tax savings of up to 47%1 in your next income tax return.

  • Transparency

     Remain constantly aware of the investment strategy.

  • Early redemption

     Draw down your money before you retire in accordance with the regulations2.
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Your Sabadell Previsión Futuro plan, ready in just 3 steps

Fill in this form with your details and apply for the pension plan that suits you best. If you aren’t a customer, open your Sabadell Online Account  in just ten minutes via your mobile.

A manager will contact you to enable you to subscribe to your Sabadell Previsión Futuro plan.

Once you’ve subscribed to your pension plan, our experts will take care of the active management to ensure that you don’t have to worry about a thing.
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Regulations of the Sabadell Previsión Futuro (PPSI) plan Regulations of the Sabadell Previsión Futuro (PPSI) plan
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Find out more about the Sabadell Previsión Futuro plans

 Choose the best plan for you depending on your income, considering the common goal of having 90% of your portfolio invested in fixed income.
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Sabadell Previsión Futuro 2030, PPSIReturn on assets with an investment time horizon until 2030.

Monthly report.
Mixed variable income Neutral investment in variable income totalling 56%. Gradual reduction of the investment in variable income by 4% to 5% per year. Target of 90% of the portfolio invested in fixed income. Open your plan
Sabadell Previsión Futuro 2035, PPSIReturn on assets with an investment time horizon until 2035.

Monthly report.
Mixed variable income Neutral investment in variable income totalling 68%.
Gradual reduction of the investment in variable income by 2% to 5% per year.
 Target of 90% of the portfolio invested in fixed income. Open your plan
Sabadell Previsión Futuro 2040, PPSIReturn on assets with an investment time horizon until 2040.

Monthly report.
Variable income Neutral investment in variable income totalling 78%. Gradual reduction of the investment in variable income by 2% to 5% per year. 
Target of 90% of the portfolio invested in fixed income.
 Get your plan
Sabadell Previsión Futuro 2045, PPSIReturn on assets with an investment time horizon until 2045.

Monthly report.
Variable income Typical equity investment of 92%. Gradual reduction of the investment in variable income by 2% to 5% per year. Target of 90% of the portfolio invested in fixed income. Subscribe to your plan
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Other Banco Sabadell Individual Pension Plans (PPSI)
BanSabadell Previsión EPSV Individual
A wide range of PPSIs; choose the one that suits you best
Obtain accumulated savings for your retirement.
Make regular or one-off contributions whenever you wish.
You can redeem your money in certain circumstances1.
With tax benefits. Save in your tax return.
Make an appointment
Find out more here
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Manage your domestic finances with the Personal Finance service
The clearest and easiest way of organising your domestic finances. Access your BS Online and check all the information about how much money you have and what you’ve spent it on.
 %> Go to Personal FinanceGo to Personal Finance
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Do you have any questions? We're here to help you

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Customer Service

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Legal Conditions
1. Under the regulations, you may also collect the money from your plan in any of the following cases:  
  • Retirement.
  • Permanent incapacity or disability for work.
  • Dependence.
  • Death.
  • Serious illness.
  • Long-term unemployment. 
 You will also be able to redeem the pension plan ten years after the first contribution. 

2. The maximum per annum reduction in the general personal income tax base in the common territory and Navarre will be the lower amount of either the contribution made or 30% of the total sum of the net income from employment and economic activities according to the tax rules in force. In the special regional tax legislation of the Basque Country, the maximum limit for per annum reduction of the taxable base in personal income tax is €5,000 for individual contributions, €8,000 for company contributions and a joint limit of €10,000 for personal contributions and company contributions.  
 
Voluntary Welfare Institution: BanSabadell Previsión, EPSV individual, Tax ID number V-95120671, with its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 227-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557. View the investment policy, articles of association, the resolutions passed by the general assembly, the regulations of the associate ombudsman of Bansabadell Previsión, EPSV Individual and the policy on the integration of ESG risks into investments.

Voluntary Welfare Institution: BanSabadell Previsión Empresas, EPSV de Empleo, with Tax ID number V-75161638 and its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 283-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557.

View the investment policy , the articles of association , the resolutions passed by the general assembly , the regulations of the associate ombudsman of Bansabadell Previsión Empresas, E.P.S.V. de empleo and the policy on the integration of ESG risks into investments.

Institution in charge of the management of the EPSV’s assets: Sabadell Asset Management, S.A., S.G.I.I.C., with tax ID no. A08347684 and its registered offices at Calle Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the Register of Management Companies of Collective Investment Institutions of the National Securities Market Commission under number 58.
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HomeRetirementPension Plans Sabadell Previsión Futuro
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