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Banco Sabadell Individual Pension Plans, PPS

Save for your ideal retirement
Get your pension plan
Get your pension plan
Plans for residents of the Basque Country
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A wide range of plans to suit your profile, age and goals. We’ll help you to choose the one that suits you best.
Subscribe to your individual pension plan and start making contributions to maximise your tax savings.
Contribute to your pension plan with contributions totalling as little as €30 on a regular or one-off basis.
Transfer your pension plan from another institution to Banco Sabadell without any difficulty. We’ll take care of it.
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Traspasa tu Plan de Previsión Social Individual (PPSI) a Banco Sabadell

Transfer your Pension Plan of a minimum amount of EUR 4,000 from another financial institution before 30 June 2025 and we will give you a bonus of up to 3% on the amount transferred with a 6-year commitment.1 Transfer your pension plan
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Sabadell Previsión Futuro

Sabadell Previsión Futuro, a dynamic plan that adapts to your time of life
As your retirement date approaches, our plans reduce your investment in variable income to prioritise fixed income by means of active and diversified management. And you won’t have to worry about a thing.
 Find out more about Sabadell Previsión Futuro
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Individual Pension Plans

Pension plans with long-term returns and tax benefits
At Banco Sabadell we have a wide range of individual pension plans (PPSI) to enable you to supplement your state retirement pension. You decide when and how to make your contributions and the amounts.
 Go to the individual pension plans
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Plan your tax savings

Capitalise on the tax benefits of having an individual pension plan
For as little as €30, make regular contributions to your PPSI and maximise your tax savings. Start thinking about your finances today and find it easier to build up capital for your retirement.
 Find out how to plan your tax savings
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Compare Banco Sabadell’s Individual Pension Plans (PPSI)
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BanSabadell Previsión EPSV IndividualA wide range of PPSIss; choose the one that suits you best
Obtain accumulated savings for your retirement.
Make regular or one-off contributions whenever you wish.
You can redeem your money in certain circumstances1.
With tax benefits. Save in your tax return.
Make an appointment
Find out more here
Sabadell Previsión Futuro (PPSI)The plan that adapts to your age
A progressive change from variable to fixed income investment as you approach retirement.
Remain constantly aware of the plan’s investment strategy.
Active and dynamic management to ensure that you don’t have to worry.
Major tax benefits in your next tax return.
Request your plan
 Find out more
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Manage your domestic finances with the Personal Finance service

The clearest and easiest way of organising your domestic finances. Access your BS Online and check all the information about how much money you have and what you’ve spent it on.
 Go to Personal FinanceGo to Personal Finance
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The advantages of digital banking with the best of an expert bank
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Legal conditions
Documentación de interés: 1 Promotion carried out by BanSabadell Previsión, EPSV Individual, applicable to incoming mobilizations towards individual social welfare plans of BanSabadell Previsión that comply with the following: (i) only for mobilizations, coming from entities not participated by Banco Sabadell towards individual social welfare plans of BanSabadell Previsión, EPSV Individual, included in the present campaign (Sabadell Previsión Futuro 2045, PPSI; Sabadell Previsión Futuro 2040, PPSI; Sabadell Previsión Futuro 2035, PPSI; Sabadell Previsión Futuro 2030, PPSI; BS Previsión Monetaria, PPSI; BS Plan 15, PPSI; BS Pentapensión, PPSI; BS Previsión 60, PPSI; and BS Previsión Renta Variable, PPSI); (ii) made up to 30/06/2025; (iii) for an amount equal to or greater than 4. 4,000 euros; (iv) with a 6-year permanence commitment for the specific amount of the balance fixed in the permanence commitment agreement signed by the member. This incentive is considered as Income from Capital Stock in accordance with current tax legislation and is subject to personal income tax withholding. (v) The promotion includes various financial incentives depending on the period of permanence assumed: 1 % for 4 years, 2 % for 5 years, 3 % for 6 years. The economic incentive calculated for a reference period of 5 years will be 2% (APR 0.40%).

Conditions for granting incentives for the 2024 Individual Social Welfare Plans campaign


2 In accordance with the regulations, the money in the pension plan can be collected when one of the following contingencies occurs:  
  • Permanent incapacity or disability for work.  
  • Dependence.  
  • Death.  
  • Serious illness.  
  • Long-term unemployment. 
Voluntary Welfare Institution: BanSabadell Previsión, EPSV individual, Tax ID number V-95120671, with its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 227-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557.

Voluntary Welfare Institution:                                   

BanSabadell Previsión Empresas, EPSV de Empleo, with Tax ID number V-75161638 and its registered offices at Avenida de la Libertad, 21, 20004 Donostia-San Sebastián. Registered in the Mercantile Register of Gipuzkoa and in the Euskadi EPSV Register under no. 283-G. Promoting partner: BanSabadell Vida, S.A. de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered offices at C/ Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the DGSyFP under code no. C-0557.


Institution in charge of the management of the EPSV’s assets: Sabadell Asset Management, S.A., S.G.I.I.C., with tax ID no. A08347684 and its registered offices at Calle Isabel Colbrand, 22, 28050 Madrid. Registered in the Mercantile Register of Madrid and in the Register of Management Companies of Collective Investment Institutions of the National Securities Market Commission under number 58. 
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