SabadellOnlineAccount
For working for your company,
get up to €3,420
the first year
Up to €2,720 for bringing your money, with a return of 2.75% APR1 for a maximum balance of €100,000.
Up to €400 for direct depositing your salary.2
Up to €300 when you take out a new life, home or health insurance policy.3
What benefits do you get with your Online Account?
What benefits do you get with your Online Account?
No minimum term, no commitment and at no cost to you
You don’t pay any administration or maintenance fees for your account.
No fees for cash withdrawals at Banco Sabadell ATMs and the EURO 6000 network.7
You pay no fees for making transfers in euros from your app within the EEA, including immediate transfers.
Chosen as the Best Online Account 2025!
An achievement that would not be possible without our customers’ trust and appreciation.
Sabadell Cashback
With Sabadell Cashback, you get back part of what you pay
- Food and Beverages
- Petrol stations
- Restaurants
- And many more
To obtain the cashback, you'll need to pay with your Banco Sabadell cards in one of the member merchants and comply with the terms and conditions of each offer. You will then get paid directly in your account.8
Take out an insurance policy and get up to €3003
If you're a new Banco Sabadell customer and you take out life, home and health insurance, we'll give you back €100 for each new insurance policy. Call us at 931 152 645 and we'll explain all the details of the promotion. Or if you prefer, we can call you.
There are already more than 400,000 people of us with the Sabadell Online Account!
Calculate the profit of your remunerated account
Open your Sabadell Online Account in just 10 minutes via your mobile
Your mobile phone with a camera and a good internet connection.
Be over 18 years of age and a new Banco Sabadell customer.
Identity document National Identity Card/TIE or NIE and passport.
For your security, in the account registration process, we need you to identify yourself virtually.
2 Choose one or two account holders.
Choose whether you want to open the account for yourself or share it with another holder. If you choose two account holders, an invitation will be sent to the second person to join the account. Once they have registered, the first account holder must accept the jointly held account arrangement via the app.
3 Provide your company's VAT number.
It is necessary to provide it to enjoy the promotions.
4 Fill in your details.
Create your user name to manage your account securely.
5 Identify yourself.
Take a photo of your ID and record a short video with your mobile phone.
Sign Online
Sign your digital contract. And you're done!
Take out your insurance
Once you have your account, call us at 931 152 645 and take out your life, home, and health insurance.
Choose whether you want to open the account for yourself or share it with another holder. If you choose two account holders, an invitation will be sent to the second person to join the account. Once they have registered, the first account holder must accept the jointly held account arrangement via the app.
2 Provide your company's VAT number.
It is necessary to provide it to enjoy the promotions.
3 Fill in your details.
Create your user name to manage your account securely.
4 Identify yourself.
Take a photo of your ID and record a short video with your mobile phone.
Sign Online
Sign your digital contract. And you're done!
Take out your insurance
Once you have your account, call us at 931 152 645 and take out your life, home, and health insurance.
When you sign up for the Sabadell Online Account, you will need to provide your company's VAT number. It is necessary to provide it to enjoy the promotions.
If you're already a customer but you don't have your salary paid in, contact your branch or call 900 810 006 to get your €400.
We answer your queries
How long will it take me to register as a new BS customer?
How can I open a Sabadell Online Account?
If you are a citizen of the European Union without a TIE, you will need your passport and the European Union Citizen Registry Certificate to certify that you are a resident in Spain.
If you do not have any of the above documents, you can go to any Banco Sabadell branch where you will be informed of the available options to open an account.
What products will I be able to open with the digital onboarding process?
To engage any other product not included in the Sabadell Online Account pack, you can go to any Banco Sabadell branch.
What are the features of the Sabadell Online Account?
The second or subsequent credit cards per cardholder, for individuals and the self-employed alike, will be subject to payment of the issuance and maintenance commission established by the bank at any given time for the different types of credit card.
*The granting of any card depends on two factors: on the one hand, that the cardholder meets the Bank's risk criteria and on the other, that the Bank continues to market these cards.
What is the current remuneration of the Sabadell Online Account?
- Payment for each monthly period is made on the 15th day of the month (or the first working day) following each month of settlement for the duration of the promotional offer.
- To calculate the remuneration, the average balance in the Sabadell Online Account and in the associated Savings Account will be taken into account, up to a maximum joint balance of €20,000.
Who can open a Sabadell Online Account?
If you are self-employed, by entering the CNAE of your activity, the account will be for professional use only.
It is important to remember that if the address for tax purposes that appears on your National Identity Card or TIE, does not match the one that you enter during the process of setting up a Sabadell Online Account, there are cases in which it will not be possible to complete the registration process due to legal or fiscal prevention criteria.
If your passport and residency certificate are your form of identification, you must enter the address that appears on the residency certificate.
If you do not have any of the above documents, you can go to any Banco Sabadell branch.
Where can I register from?
How long does it take to activate my Sabadell Online Account?
What documents do I need to present to open the Sabadell Online Account?
If you do not have any of the above documents, you can go to any Banco Sabadell branch.
What fees apply to the Sabadell Online Account?
A transaction not marked as free may be subject to a fee, as explained in the pre-contractual documentation. For more information, see the Fees information document.
What limitations apply to the Sabadell Online Account?
If the first account holder is self-employed, the account will automatically be for professional purposes. Otherwise, it will be for individual use.
This account does not allow the issuance of cheques or commercial paper.
The account for professional use excludes the granting of the Sabadell Credit Facility.
If I am already a Banco Sabadell customer, can I sign up for the Sabadell Online Account?
Why can't I upload my ID to continue with opening the account?
Why does it say I cannot continue with the process when I try to send the video to identify myself?
Why am I not receiving SMS notifications when I sign the contract?
You can also perform the following checks in this order:
Check that you don't have our number blocked for telephone numbers in this country: +34215675 or 215675. In the case of international phone numbers, check that receiving SMS from abroad is not blocked.
Also, check that the device does not have the “do not disturb” or similar mode activated.
If you have recently done a portability transaction, check with the carrier that the routing to receive SMSs from applications is configured correctly.
If you have a Multi-SIM, tell your carrier that you are not receiving SMS from applications on the SIM you have in your phone, and ask them to configure it so that messages reach you correctly.
If you have a dual SIM card, tell your carrier that you are not receiving SMS messages from apps at the telephone number registered in our systems.
If your carrier is a virtual one, let them know if there are problems in the delivery of SMSs with the network operator and check that there are no coverage issues.
Check that there is sufficient space to receive SMSs and delete old ones.
Check that you have a good signal and you don't have roaming switched on, as the carriers themselves don't guarantee that SMSs will arrive in such circumstances.
There are devices that allow you to mark certain numbers or applications that block calls or SMS messages as undesirable if they are deemed to be advertising or insecure messages. If you have blocked our SMS messages, unblock them.
If the device has space for two SIM cards, try switching the SIM card to the other slot.
Try switching off the device, waiting for 30 seconds, then switching it on again.
Try removing the SIM from the device and putting it into another one.
If you have done all the checks and you still aren't receiving the SMS, contact us again by chat or the indicated telephone number.
Why do I have to specify an e-mail and a mobile phone number in the registration process of the Sabadell Online Account?
I have just opened a Sabadell Online Account, but it won't let me log in to the app.
Why has the online registration process for the Sabadell Online Account halted?
I have not received the password to validate my mobile phone number in the registration process for the Sabadell Online Account.
What is my user name and password to access my new Sabadell Online Account?
Can I open more than one Sabadell Online Account?
What information will the Bank give me to open a Sabadell Online Account?
● Information document on fees.
● Information prospectus prior to entering into a Payment Services Framework Contract.
● Pre-contractual information in accordance with banking regulations.
● Schedule of Fees and Charges applicable to transfers and cheques via the account.
What additional information is there about signing up for an account?
(i) Quarterly information on the fees and rates most commonly charged or offered for the most frequent transactions with the most common natural person customer profiles.
(ii) List of most representative services associated with a payment account.
(iii) Schedule of fees applicable to paid services. If you need it, there is a free telephone number 900 700 010 where you can call to resolve any doubts or queries you may have.
If you need it, there is a free telephone number 900 700 010 where you can call to resolve any doubts or queries you may have.
How can I sign the contract for the Sabadell Online Account?
This third-party service provider will send you a certified copy of the contract.
By signing the Sabadell Online Account contract, am I then a customer of the Bank?
Can I withdra from the Sabadell Online Account contract once it has been signed?
I want to open an account with two holders. Can I do this online?
- One of the account holders has to start the online account registration process and select the option “two account holders”.
- When that account holder has completed the process, the second account holder will receive an e-mail to join the account and can then start their own online registration process.
- When both account holders have completed the registration process, they can use the joint account.
Can I switch my accounts from other institutions to the Sabadell Online Account?
What bills do I have to direct debit in the Sabadell Online Account to get back the 3% of their amount?
How does the joint remuneration in the Sabadell Online Account work?
Can I cancel the Sabadell Online Account?
You can request closure of the account at any time in any of the following ways:
- Present your national Identity Card (DNI) or foreign national Identity Card (NIE) at your branch and sign the account closure request form, which will be provided to you at the branch.
- Fill in this
form and we will contact you in less than 24 hours, and you can thus request the account closure. - Call the Customer Service Department on 900 700 010 and we will handle your account closure request.
Conditions and representative examples
Check conditions in the terms and conditions of the promotion
2. Offer valid for accounts newly activated between 08/10/2026 and 12/11/2026. For employees of client companies of Banco Sabadell that have a partnership agreement with the Bank, who take out the Sabadell Online Account via the link provided by their employer and, in the two months after they open the account, deposit their salary there for a minimum of 12 consecutive months and the day on which the promotion is paid. Incentive subject to the current withholding tax (currently 19%). The incentive will be credited to your account monthly (€33.34 gross/month, €400.08 gross/year) for 12 months. Check conditions in the terms and conditions of the promotion
3. Promotion valid from 28/05/2026 to 31/12/2026, both inclusive, with the policy's maximum effective date being 31 december 2026. Promotion of the insurers BanSabadell Vida, S.A. de Seguros y Reaseguros; BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros; and Sanitas, S.A. de Seguros, aimed at individuals of legal age, who register as new customers of Banco Sabadell in 2026, registration within the framework of the commercial offer aimed at employees, managers and their first-degree relatives of Banco Sabadell client companies, and who take out at least one of the promoted insurances: Sabadell Life Insurance and Sabadell Zenit Life Insurance, both in their three types (Life, Plus and Premium); Sabadell Home Insurance and Sabadell Zenit Home Insurance, both in their three types (Home, Plus and Premium); and Sabadell Health Protection "with co-payment" or "without co-payment". To qualify for the promotion, the insurance policy must have a minimum total annual premium of €200. For life insurances, the participant must be resident in Spain for tax purposes. The promotion consists of a promotional incentive of €100 for taking out a policy, payable only in the first year of the insurance, with a maximum amount of €300 per policyholder should more than one of the promoted insurance policies be taken out. To receive the promotion you need to register before 15 of january of 2027 at
Sabadell Life Insurance and Sabadell Zenit Life Insurance are insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered office at C/ Isabel Colbrand, 22, 28050 Madrid, registered in the Mercantile Register of Madrid and the Register of Insurance Companies of the DGSyFP under code no. C0557.
Sabadell Home Insurance and Sabadell Zenit Home Insurance are multi-risk home insurance policies offered by BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, with Tax ID (NIF) A64194590, registered offices at Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the General Directorate of Insurance and Pension Funds (DGSyFP), with code C-0767.
Sabadell Health Protection is an insurance of the insurance companies Sanitas, S.A. de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, as co-insurers, each underwriting 50% of the co-insurance. Sanitas, S.A. de Seguros, Tax ID A28037042, with registered office at Calle Ribera del Loira 52, 28042 Madrid, Spain, registered in the Commercial Register of Madrid and in the Register of Insurance and Reinsurance Entities of the Directorate-General for Insurance and Pension Funds under code no. C-320. BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, Tax ID A64194590 and registered office at Calle Isabel Colbrand 22, 28050 Madrid, registered in the Mercantile Register of Madrid and in the Register of Insurance Companies of the General Directorate of Insurance and Pension Funds, code C-0767.
Insurance policies brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A. (‘BanSabadell Mediación’) and marketed through the network of Banco de Sabadell, S.A., an entity with which it has signed a distribution network services provision agreement. BanSabadell Mediación is domiciled at Avenida Oscar Esplá, 37, 03007, Alicante, Tax ID A03424223, and is registered in the Mercantile Registry of Alicante and in the Administrative Register of Insurance and Reinsurance Distributors of the DGSyFP with code no. OV-0004, acting for BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros; and Sanitas, Sociedad Anónima de Seguros, having taken out a civil liability insurance policy in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in effect at any given time. You can check the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at the following website:
4. Cashback of 3% of the amount of the bills in the name of the account holders charged to the account during each calendar quarter corresponding to electricity and/or gas suppliers. The payment is to be made quarterly in the Sabadell Online Account for personal use, at the latest, on the 15th (or the previous working day) of the following calendar month at the end of the calendar quarter in which the bills are debited. In accordance with personal income tax regulations, the amount resulting from applying the 3% cashback of the bills is considered securities income subject to withholding tax at the currently applicable rate of 19%.
5. The granting of the credit card limit is subject to passing the Bank’s risk criteria and its approval, after carrying out the corresponding risk and viability study.
6. The offers may not be used through other cards that do not have the service available, nor those that have been assigned, transferred or used by third parties. The bank provides access to offers through Sabadell Cashback, while the products and services are sold by the merchants, with the bank assuming no control or liability.
7. Withdraw cash by debiting your balance free of charge at Banco Sabadell ATMs in Spain using your debit card, regardless of the amount. It is also free if you withdraw an amount equal to or greater than €60 at the ATMs of the main banks that are part of the EURO 6000 network: Abanca, Ibercaja, Kutxabank, Unicaja Bank, Caixa Ontinyent and Colonya Caixa Pollença.
8. The crediting date of each cashback depends on the cashback period established by the merchant. After this deadline, the amount shall be credited on the 5th day of the following month or on the previous working day. Cashbacks may have tax implications with reg.