With complete freedom to decide if you want to direct deposit your salary and take out life, home and protection insurance with us1.
Once your application has been reviewed and approved, you will be able to sign the mortgage contract and the deed before a notary.
Do you want to switch your mortgage?
1) Conditions valid until 05/03/2024.
Offer valid only for individuals (without business purpose) residing in Spain, with the exception of the Autonomous Community of Andalusia, who have income and assets only in euros.
For a home transaction to be formalized or concluded in the Autonomous Community of Andalusia, please consult your branch for the existing special offer.
Representative examples in accordance with the provisions of the applicable legal regulations. In particular, in loan contracts subject to the scope of application of Law 5/2019, of March 15, 2009, regulating real estate credit contracts, the representative example will be determined in accordance with the criteria established in letter d) of article 4.5 of Order EHA/1718/2010, of June 11.
The mortgage may cover up to 80% of the purchase price or the appraised value (whichever is lower) for first residences. For second residences the mortgage can cover up to 70%.
Installment and interest calculation formulas:
Formula for calculating monthly payments:
Calculation of the monthly fee: