Informative documents on the general terms and conditions when taking out real estate loans, in different categories.

• Fixed-rate mortgage loan
• Variable-rate mortgage loan
• Fixed-rate mortgage loan – BS Group employee line
• Variable-rate mortgage loan – BS Group employee line
• Property sale by developer with subrogation and novation of variable-rate mortgage
• Property sale by developer with mortgage loan subrogation and adaptation to Law 5/2019 on Real Estate Credit Contracts
• Mortgage loan sale with variable capital repayments at a fixed interest rate
• Mortgage loan with variable capital repayments at a variable interest rate
• Fixed-rate loan policy with regular instalments (companies)
• Fixed-rate loan policy with regular instalments (individuals)
• Loan policy with regular instalments at a variable interest rate based on the Euribor rate (companies)
• Loan to employees with regular instalments at a variable interest rate based on the Euribor rate
• Mortgage loan creditor subrogation deed