General terms and conditions when taking out real estate loans
Informative documents on the general terms and conditions when taking out real estate loans, in different categories.
- Fixed-rate mortgage loan
- Variable-rate mortgage loan
- Fixed-rate mortgage loan – BS Group employee line
- Variable-rate mortgage loan – BS Group employee line
- Property sale by developer with subrogation and novation of variable-rate mortgage
- Property sale by developer with mortgage loan subrogation and adaptation to Law 5/2019 on Real Estate Credit Contracts
- Mortgage loan sale with variable capital repayments at a fixed interest rate
- Mortgage loan with variable capital repayments at a variable interest rate
- Fixed-rate loan policy with regular instalments (companies)
- Fixed-rate loan policy with regular instalments (individuals)
- Loan policy with regular instalments at a variable interest rate based on the Euribor rate (companies)
- Loan to employees with regular instalments at a variable interest rate based on the Euribor rate
- Mortgage loan creditor subrogation deed