Banco Sabadell Life and Accident Insurance Policies
Insurance to protect
Sabadell Zenit Life Insurance
Take out your Sabadell Zenit Life Insurance and get three months discount*:
Offer must end 31 May!
Life Insurance with guarantees suited to you
No matter what stage of life, you will find the coverage that best supports you
- Customer families with children under the age of 23 and/or dependent persons: additional cover in case of simultaneous death of the insured and spouse or common-law partner and additional capital for the children’s education in case of the accidental death of both.
- Adults under the age of 50 with no children under 23 or dependants: Severe Disability coverage for your care needs.
- Adults over the age of 50 with no children under 23 or dependants: additional coverage for early redemption due to accidental broken bones and accidental death or total permanent disability.
Sabadell Life Insurance
Covers risks in the event of death or permanent total permanent disability and offers early redemption for serious illnesses
The Premium policy also offers broader coverage such as early redemption due to serious illnesses. What’s more, you’ll have access to additional services1 2 for you and your family. And only with this policy, if you remain under contract, you’ll receive 10% cashback3 on your premiums paid from the first 3 years.
Sabadell Zenit Life Insurance
Keeping the price of your insurance the same for 3 years is possible with Sabadell Zenit Life Insurance
Choosing any of the Life, Plus and Premium policies, you will enjoy the same coverage as Sabadell Life Insurance. What’s more, you and your family will have access to additional services such as International Second Opinion1 and Digital Legal Guidance2. With the Premium package, if you remain under contract, you’ll receive 10% cashback3 on your premiums paid in the first 3 years.
Premium Accident Insurance
Security for you and your family in case of accident
How Life Care adapts to your personal situation
If you are under 50 years old and do not have children under 23 years old and/or dependents
If you have children under 23 years of age or dependents.
If you are over 50 years old and do not have children under 23 years old and/or dependents
Your life insurance policy in just 3 steps
Discover Banco Sabadell’s other insurance policies
Health and dental insurance
Comprehensive health care in partnership with Sanitas.
A medical team with more than 58,000 professionals.
Contact a doctor via video consultation4 whenever you need to.
Homeowners’ insurance
For added peace of mind, the Plus and Premium options offer broader coverage and additional services, including appliance repair5, emergency assistance within a maximum of 3 hours, and professional handyman services6. And only with the Premium option will you enjoy all-risk accidental coverage7.
Car insurance
With on-the-spot repairs and a 24-hour service, subject to the terms and conditions of the policy.
At a very reasonable price.
Take it out directly via the app or website.
Death insurance
Financial peace of mind for you and your family.
Support in delicate moments such as a death.
With coverage for funeral expenses and psychological support.
Health insurance for seniors
Primary medicine and medical specialties.
Both simple and high-tech medical diagnostic tests.
Exclusive senior services.
The peace of mind of having your insurance in the best hands
Data that support out banking experience and digital innovation
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Legal Conditions
Insurance subject to the conditions, coverage, insured amounts, limits and exclusions established under the general and, where applicable, specific conditions of the policy.
Legal information and terms and conditions of the insurance
Sabadell Life Insurance and Sabadell Zenit Life Insurance are insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID number A08371908 and registered office at Calle Isabel Colbrand, 22. 28050 Madrid. Registered in the Mercantile Register of Madrid and in the Register of Insurance Entities of the DGSyFP under number C-0557.
Premium Accidents is a BanSabadell Vida insurance policy. Sociedad Anónima de Seguros y Reaseguro, with Tax ID no. A-08371908 and offices at Calle Isabel Colbrand, 22, 22.28050 Madrid, registered with the Madrid Companies Registry and DGSyFP Insurance Company Registry under code no. C0557.
Products available only for tax residents in Spain. Insured amount subject to the insurer’s contracting rules.
Sabadell Health Protection, Sabadell Health Protection Plus 60 and Sabadell Dental Protection are products of the Insurance Companies: Sanitas, Sociedad Anónima de Seguros and BanSabadell Seguros Generales. S.A. de Seguros y Reaseguros as co-insurers, each of which participates 50% in the co-insurance. Sanitas Sociedad Anónima de Seguros, with Tax ID No. A28037042 and registered offices at Ribera del Loira 52, 28042, Madrid. Spain, registered in the Mercantile Register of Madrid and in the Register of Insurance Companies maintained by the DGSyFP under code no. C-320. BanSabadell Seguros Generales. Sociedad Anónima de Seguros y Reaseguros with Tax ID No. A64194590 and registered offices at calle Isabel Colbrand 22, 28050 Madrid. Spain, registered in the Mercantile Register of Madrid and in the Register of Insurance Companies maintained by the DGSyFP under code no. C-0767.
Car Protection is an insurance policy of Zurich Insurance Europe AG, Branch in Spain, with Tax ID Number W0072130H, whose registered office is Paseo de la Castellana 81. planta 22.28046 Madrid, Registered with the Mercantile Register of Madrid and in the DGSyFP Insurance Company Register under code no. E0189. Sabadell Blink Car Insurance and Sabadell Blink Household Insurance are insurance policies of BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, with Tax ID number A-64194590 and registered office at Calle Isabel Colbrand, 22, 28050 Madrid, registered in the Mercantile Register of Madrid and the Register of Insurance Companies of the General Directorate of Insurance and Pensions (DGSyFP) under number C-0767.
Sabadell Home Insurance and Sabadell Zenit Home Insurance are insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID number A64194590 and registered office at Calle Isabel Colbrand 22.28050 Madrid, registered with the Madrid Companies Registry and DGSyFP Insurance Company Registry under code no. C-0767.
Death Protection regular premium is a product from the insurance companies Meridiano, S.A. Compañía Española de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros, as co-insurers, each participating 50% in the co-insurance, with Meridiano being the lead insurer. Single premium Individual Death Protection is an insurance policy of the insurer Meridiano, S.A. Compañía Española de Seguros. Meridiano, S.A. Compañía Española de Seguros, Tax ID A18006296 and registered office at Avenida Jean Claude Combaldieu 5, 03008 Alicante, registered in the Mercantile Register of Alicante and in the Register of Insurance Companies of the DGSyFP, code C-0494. BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, Tax ID A64194590 and registered office at Calle Isabel Colbrand 22, 28050 Madrid, registered in the Mercantile Register of Madrid and in the Register of Insurance Companies of the DGSyFP, code C0767.
Insurance policies brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A. (‘BanSabadell Mediación’) and marketed through the network of Banco de Sabadell, S.A., an entity with which it has signed a distribution network services contract. The offices of BanSabadell Mediación are located at Avenida Oscar Esplá, 37, 37.03007, Alicante, Tax ID A03424223, and it is registered in the Mercantile Registry of Alicante and the Administrative Register of Insurance and Reinsurance Distributors of the DGSyFP under code no. 0V-0004, acting for BanSabadell Vida, Sociedad Anónima de Seguros; BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros; Sanitas. Sociedad Anónima de Seguros; Zurich Insurance Europe AG Branch in Spain; and Meridiano. S.A. Spanish Insurance Company, having taken out civil liability insurance in accordance with the regulations governing the distribution of private insurance and reinsurance in force at any given time. You may view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract on the website
1. The medical services are not part of the life insurance policy and are provided by Teladoc Health International, S.A.U. or another entity of a similar nature as independent treatment provider, on condition that the insurance policy is in force.
2. BanSabadell Vida will offer its policyholders the additional service of digital legal guidance, which is not part of the insurance contract and may be modified, cancelled or replaced by the entity at any time, after prior notification to the insured persons. This service is provided by Meeting Lawyers, S.L., as the independent data controller, and is offered exclusively to BanSabadell Vida life insurance customers as long as the insurance policy is in force. Its availability and operation are subject to the supplier's conditions. Document with the General Terms and Conditions of the services provided by Meeting Lawyers, S.L., available in the Sabadell Seguro Vida application for Android and iOS
3. 10% cashback on the total premium paid during the three years, deducting legally applicable taxes from your insurance, as well as the surcharges of the Insurance Compensation Consortium. The cashback is made every three years and is deposited in your account. BanSabadell Vida will pay the cashback. The policies must be up to date on the date of payment to receive the cashback.
4. Free video consultation applicable to all individual and self-employed insured parties of the Sabadell Health Protection products, which will include video consultation for all medical specialties that can be provided in this way and will be included in the policy for its entire effective term unless informed otherwise by Sanitas.
5. The following white goods are covered: washing machine against an electrical or electronic mechanical breakdown, washing machine, dishwasher, fridge/freezer, standalone freezer, household dryer, electric hob, ceramic hob, induction hob, extractor hood, wine coolers, and oven. The maximum coverage limits are set out in the particular conditions.
6. Services offered by HomeServe Asistencia Spain, S.A.U. to customers of BanSabadell Seguros Generales, S.A. View the list of jobs included and excluded in this service in the general conditions of the insurance. Services subject to the conditions of the supplier. BanSabadell Seguros Generales reserves the right to modify or cancel the service agreed with HomeServe. This service can be activated once a year in the Home package, twice a year in the Plus package and four times a year in the Premium package. The service only includes the use of small materials such as silicone or screws, nuts and bolts. The materials necessary to carry out the work must be provided and paid for by the insured.
7. Coverage included exclusively in Sabadell Home Insurance and Sabadell Zenit Home Insurance, both in the Premium package. There is a sublimit for mobile phones, tablets, desktop computers and laptops, provided the contents are insured.