Home Insurance with Banco Sabadell

Coverage and services subject to the terms, coverages, limitations and exclusions established in the general and particular conditions of the insurance product.

Legal information and terms and conditions of the insurance

*Promotion valid from 1 May to 31 May 2026, both inclusive, with a policy effective date no later than 31 July 2026. Promotion run by the insurance company BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, for individuals of legal age who take out a new insurance policy from Sabadell Zenit Home Insurance, Sabadell Zenit Home Insurance Plus and Sabadell Zenit Home Insurance Premium. These insurance policies have an initial duration of three years (first insurance period) and the premium shall be paid monthly or as a single payment for the entire initial three-year period. From the fourth year onwards, these insurance products shall be renewed automatically on an annual basis. The promotion consists of a payment of an amount equal to three monthly premium installments, based on the initial three-year term. This amount applies to both monthly and single-payment policies and is calculated as [(total premium for the initial period/36) x 3]. To avail of the promotion, sign up at sabadellsegurosypensiones.com/es/acciones/zenit-y-vida-pymes-mayo before 1 September 2026. The promotional payment(s) shall be paid by bank transfer, quoting the promotion, to the same account used for the insurance premium payments. For insurance policies with monthly payment options, the promotional amount shall be paid in two separate installments. The first payment, equivalent to two monthly installments, shall be made between SIXTY (60) and NINETY (90) days after the first monthly premium of the insurance policy subject to the promotion has been successfully collected. A second payment, equivalent to one monthly installment, shall be made between SIXTY (60) and NINETY (90) days after the thirteenth monthly premium of the same policy has been successfully collected. For insurance policies paid as a single premium, the promotional amount shall be paid in one installment equivalent to three monthly payments. This payment shall be made between SIXTY (60) and NINETY (90) days after the single premium has been successfully collected. The amount received is deemed a capital gain for personal income tax purposes of the policyholder and is not subject to withholding. The full terms and conditions can be viewed here.

Sabadell Home Insurance and Sabadell Zenit Home Insurance are two multi-risk home insurance policies offered by BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, with Tax ID (NIF) A64194590, registered offices at Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the General Directorate of Insurance and Pension Funds (DGSyFP), with code C-0767.

Sabadell Blink Home Insurance and Sabadell Blink Car Insurance are insurance policies of BanSabadell Seguros Generales Sociedad Anónima de Seguros y Reaseguros, with Tax ID (NIF) A64194590, registered offices at Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, with code C-0767.

Sabadell Health Protection, Sabadell Health Protection Plus and Sabadell Protection 60-Plus are insurances of the insurance companies Sanitas, Sociedad Anónima de Seguros’ and ‘BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros’ as co-insurers, each underwriting 50% of the co-insurance.
Sanitas, Sociedad Anónima de Seguros, with Spanish Tax ID Number A28037042 and registered office at C/ Ribera del Loira, 52, 28042 Madrid, Spain, registered with the Madrid Mercantile Registry and the Register of Insurance Companies of the DGSyFP under number C-320.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, with Tax ID (NIF) A64194590, registered offices at Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, with code C-0767.

Sabadell Life Insurance and Sabadell Zenit Life Insurance are insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, with Tax ID no. A08371908 and its registered office at C/ Isabel Colbrand, 22, 28050 Madrid, registered in the Mercantile Register of Madrid and the Register of Insurance Companies of the DGSyFP under code no. C-0557.

Death Protection renewal premium is an insurance policy from the insurers Meridiano S.A. Compañía Española de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros on a co-insurance basis, with each of them underwriting 50% of the co-insurance.
Meridiano, S.A. Compañía Española de Seguros, with Tax ID (NIF) A18060296 and registered offices at Avenida Jean Claude Combaldieu 5, 03008 Alicante, registered in the Mercantile Register of Alicante and in the Register of Insurance Companies of the DGSyFP, under code C-0494.
BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, with Tax ID (NIF) A64194590, registered offices at Isabel Colbrand 22, 28050, Madrid, registered in the Insurance Companies Registry of the DGSyFP, with code C-0767.

The insurance policies are subject to the terms and conditions stated in the policy documents and are brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell S.A. ("BanSabadell Mediación") and marketed through the Banco de Sabadell S.A. network, an entity with which it has signed a distribution network services agreement. BanSabadell Mediación is domiciled at Avenida Oscar Esplá, 37, Alicante, Tax ID A03424223, and is registered in the Mercantile Registry of Alicante and in the Administrative Register of Insurance and Reinsurance Distributors of the DGSyFP under code OV-0004, acting for BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros; BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros; Sanitas, Sociedad Anónima de Seguros; and Meridiano, S.A. Compañía Española de Seguros, having taken out a civil liability insurance policy in accordance with the provisions of the regulations governing the distribution of private insurance and reinsurance in effect at any given time. You can view the insurance companies with which BanSabadell Mediación has signed an insurance agency contract at www.bancsabadell.com/bsmediacion.

Sabadell Seguros is a registered trademark of Banco de Sabadell, S.A. referring to the insurance products of insurance companies marketed through the Bank by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell.

1. Guarantee included exclusively in the Premium package. There is a sub-limit for mobile telephony, tablets, fixed computers and laptops as long as the content is secured.

2. Services offered by HomeServe Asistencia Spain, S.A.U. to customers of BanSabadell Seguros Generales, S.A. View the list of jobs included and excluded in this service in the general conditions of the insurance. Services subject to the conditions of the supplier. BanSabadell Seguros Generales reserves the right to modify or cancel the service agreed with HomeServe.
This service can be activated once a year in the Home package, twice a year in the Plus package and four times a year in the Premium package.
The service only includes the use of small materials such as silicone or screws, nuts and bolts. The materials necessary to carry out the work must be provided and paid for by the insured.

3. Protection against illegal occupation: in the event of an unlawful occupation, it covers compensation for legal defence expenses related to claims for illegal occupation of the property, compensation for accommodation expenses, utility costs and loss of rent; it also covers damage arising from the illegal occupation. Coverage is active when you are the owner, usufructuary or landlord of the property and you insure the building. The maximum coverage limits are specified in the particular conditions.

4. The following white goods are covered: washing machine against an electrical or electronic mechanical breakdown, washing machine, dishwasher, fridge/freezer, standalone freezer, household dryer, electric hob, ceramic hob, induction hob, extractor hood, wine coolers, and oven. The maximum coverage limits are set out in the particular conditions.

5. Free video consultation applicable to all individual and self-employed insured parties of the Sabadell Health Protection products, which will include video consultation for all medical specialties that can be provided in this way and will be included in the policy for its entire effective term unless informed otherwise by Sanitas.