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Sabadell Account

A flexible bank account

Open your account without conditionsOpen your account without conditions
Without having to domiciliate your salary
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Tailored to you

Your Sabadell Account, to manage your money daily

An account without conditions, because it does not require you to have your salary paid in by direct debit or regular income to open it. The maintenance fee is set according to the relationship1 you have with Banco Sabadell, and can go from €60/quarter down to €0.
Open your account without payroll
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Free and secure cards

Enjoy your credit and debit cards at no cost or risk

No issue or maintenance fees. Choose how you want to pay, by credit or debit, with total peace of mind thanks to the travel accident insurance on public transport up to €120,000.
Open your account
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Grow your savings without even thinking about it

Reach your goals through your own savings plan. It’s as simple as that.

With your Sabadell Account you have at your disposal the associated2 Sabadell Savings Account. Save at the pace that works best for you and adjust it whenever you want, quickly and easily, from the app.  
Create your account

The keys to your new Sabadell Account

Free cards  
Debit and credit cards with no issue or maintenance fees. Use them immediately from the app. 
Transfers
No administration fees per entry, nor for online transfers within the European Economic Area, except for immediate transfers. 
Withdraw money
Free debit cash withdrawals at any of our more than 2,500 ATMs3
Profitability 
0% NIR. APR varies depending on the maintenance fee applied, ranging from 0.0% to -9.260%1.
Free cards  
Debit and credit cards with no issue or maintenance fees. Use them immediately from the app. 
Transfers
No administration fees per entry, nor for online transfers within the European Economic Area, except for immediate transfers. 
Withdraw money
Free debit cash withdrawals at any of our more than 2,500 ATMs3
Profitability 
0% NIR. APR varies depending on the maintenance fee applied, ranging from 0.0% to -9.260%1.
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Have extra money whenever you need it

With your Sabadell Account you can also use the Sabadell Credit Line4. Just activate it from the website or the app to enjoy instant cash.
Activate Credit LineActivate Credit Line
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Your Sabadell Account ready in just 3 steps


Fill in this form with your details and request your new Sabadell Account, flexible and tailored to your needs

An account manager will help you open your personalised account. Remember that the maintenance fee is set according to your loyalty (from €60/quarter to €0/quarter).

When you sign the contract, your account will be 100% available for you to use. Download the app and take advantage of all its benefits.
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View information document on fees Documento informativo comisiones
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How the Sabadell Account maintenance fee works
 

The maintenance fee can go from € 240/year (€ 60/quarter) to be reduced to € 0 depending on the connection you have.

We detail here how you can reduce it

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Meet one of the following requirements:

- You are between 18 and 29 years old.

- You have contracted with Banco Sabadell or you have been sold through it one of these three options:

  • A mortgage, a personal loan or credit or a renting contract and, in addition, a free or combined insurance policy. 
  • 3 insurance plans. 
  • You are the holder of a mutual fund or an individual pension plan or an individual insured or social security plan, with an average monthly balance of more than €25,000.

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Meet one of the following requirements:
 
- You have 2 insurance policies.

- You are the holder of a mutual fund or an individual pension plan or an individual insured or social security plan, with an average monthly balance of more than €10,000.

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Meet one of the following requirements: 

- You are the holder of an investment fund or an individual pension plan or an individual insured or social security plan at Banco Sabadell (or you have been sold one through it), with an average monthly balance of between €3,000 and €10,000.

- You have your salary or a regular income of at least €700 paid directly into the account, excluding income from accounts opened in the Banco Sabadell group in the name of the same holder, and you also meet one of these three conditions:

  • Have taken out 1 insurance policy with Banco Sabadell. 
  • You have two direct debit bills for household consumption in the account. 
  • You have made a minimum of two purchases per month with your credit card and charged to the Sabadell Account in the last three months. 
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Do not meet any of the requirements we have set out in the other tabs.

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Please note that all the products we have indicated, i.e. investment funds, pension and welfare plans, mortgages and loans, renting and free or combined insurance, must be contracted with a Banco Sabadell company or have been sold through the Bank. 
Insurance contracts not eligible for the discount. Taking out the following types of insurance will not count for the discount: Pension Savings Insurance (including Insured Pension Plans or PPAs) or Alternative Pension Savings Insurance (including insurance for capital savings, temporary income – whether fixed income or unit linked – lifelong savings and Systematic Individual Savings Plans, or PIAS).

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Would you like to find out about other Banco Sabadell bank accounts? 

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Sabadell Online Account

Exclusive for our new customers
No conditions. No strings attached.
An interesting-bearing account with profitability with no fixed term. 
Free debit card and credit card, with no issuance or maintenance fees.
Open your online account Find out more here

Sabadell First Account

For the youngest members of the household
Account with no administration or maintenance fees for minors (NIR 0% / APR 0%). 
Free online transfers within the European Economic Area, except for immediate transfers.
Debit card with no issuance or maintenance fees for people over the age of 14.
Open their first account  Learn more

Basic payment account

A free account, no strings attached
For those who do not yet have an account in Spain.
Access to digital banking and bank ATMs.
Debit card with no issuance or maintenance fees.

Get your account

More information

Key Account

The bank account for non-residents in Spain
Created especially for international clients.
Access to an exclusive translation service.
Cards with no issuance or maintenance fees.
Sign up for your account  Find out more
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Payment account transfer service

If you want to bring your account from another bank to Banco Sabadell, request it and we will take care of the rest.
Transfer your accountTransfer your account
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The advantages of digital banking with the best of an expert bank

Download the Banco Sabadell App

Manage your account
from your mobile
 

Withdraw money and pay for your purchases with your mobile phone, without the need for a physical card.
Send and receive money with Bizum, manage your accounts and much more.
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We answer your frequently asked questions

How can I open a second account if I am already a Banco Sabadell customer?

 

For more information, see our offer of Banco Sabadell accounts.

What account products can I sign up for from Banco Sabadell Online? 

As you are already a Banco Sabadell customer and account holder, you can sign up for the Sabadell Account and the ILTSA Account from Banco Sabadell Online.

Do I have to be a Banco Sabadell account holder? 

Yes, you can only apply for a second account if you already hold an account with Banco Sabadell.

Is there a limit to the number of account holders?

Yes, the new account will be based on the account holders selected at the beginning of the process, but you can open it in the name of all, several, or at the very least one of the account holders. However, the ILTSA account can only have one account holder.

Do I need to have my National Identity Card (DNI) up to date in My Profile to open a second account?

Yes, in order to open a second account, you must have a valid and up-to-date National Identity Card (DNI) or Foreign National Identity Card (NIE) in our systems. 

If you need to update your National Identity Card (DNI) or Foreign National Identity Card (NIE) number, log in to your online banking from the Banco Sabadell website, open the drop-down menu next to your name and go to My Profile. Next, click on My Personal Data and then on Identity Document. 

Do I need to submit any documents to open a second account?

No, you do not need to submit any other document, but your National Identity Card (DNI) or Foreign National Identity Card (NIE) must be valid and up to date in our systems. 

If you need to update your National Identity Card (DNI) or foreign ID card (NIE), access your online banking from the Banco Sabadell website, open the drop-down menu next to your name, and go to My Profile. Next, click on My Personal Data and then on Identity Document. 

How can I find out if the other holders have signed the contract?

To check the status of the contract and see if the other holders have already signed it, log in to your online banking from the Banco Sabadell website. Then go to My Profile and then to My Documents. There you can check the status of your documents: pending signatures, all my documents and shared documents.  

What are the restrictions on the use of this second account?

The account is for personal use, and under no circumstances may be used for professional purposes.

How can I sign the contract?

Signing the contract is the last step in the process of opening the account. After confirming that you have read and accepted the contract, you will receive an SMS on the mobile phone number you provided at the beginning of the process, or a notification from the app, with the confirmation code that you must enter where indicated. This signature system is as valid as a handwritten signature. 

Remember that a copy of the signed contract will be available in the My Profile/My Documents section of your remote banking.

Will my new account be activated once I have signed the contract?

Yes, with the signature of the contract the new account will be activated and fully operational.

Can I withdraw from the contract once it has been signed?

Yes, you can withdraw and cancel the contract free of charge within 14 days of its taking effect without giving any reason and without a penalty. 

For more information, you can call the free telephone number 900 700 010 or go to your nearest branch.

What information will I be provided when signing up for my second account?

When you sign up for your new account online, you will be provided with pre-contractual information, which you can download so that you always have it on hand. The pre-contractual information contains:

  • Information document on fees.
  • Information prospectus prior to entering into a payment services framework contract.
  • Pre-contractual information in accordance with banking regulations.
  • Annex of fees and expenses applicable to transfers and cheques through the account.

What additional information do I have available regarding my new account?

The following documentation is available at our branches and on the Customer Information section of our website: 

(i) Quarterly information on the fees and rates most commonly charged or offered for the most frequent transactions with the most common natural person customer profiles. 
(ii) List of most representative services associated with a payment account. 

If you need to, you can call the free telephone number 900 700 010 for any questions or queries related to the process or the features of the products and services we offer.

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