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Want to know the fees you have to pay at ATMs?


ATM cash withdrawal fees are regulated in RDL 11/2015 of 2 October. It states that the entities that own ATMs can charge the card issuing entity a fee, which will be passed on to the customers when they use the ATM.

The fee varies depending on whether you are withdrawing money on debit or credit:
  • In a debit transaction, issuing entities can at most only charge the fee applied by the bank that owns the ATM.
  • In credit transactions, the fee applied will be at most the one that is established by each bank for this withdrawal transaction in their own ATM plus the fee charged by the bank that owns the ATM.
In all cases, the information on the cost of the transaction will appear on the ATM screen so that you can decide whether to go ahead with the transaction or cancel it.
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Fees for debit withdrawals applied to customers of Banco Sabadell

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Banco Sabadell ATMs

€0 for customers with a Sabadell Account, Sabadell Online Account, or Sabadell Premium Account.
€0 for Key Account holders.
€0 for all other accounts.

ATMs of entities with a partnership agreement1

€0.65 for withdrawals of less than €60 for customers with a Sabadell Account, Sabadell Online Account, or Sabadell Premium Account.
€0 for withdrawals of €60 or more.
€0.65 for any amount with a Key Account and all other accounts.

ATMs of all other entities

Fee charged by the entity that owns the ATM to customers who hold a Sabadell Account, Sabadell Online Account, or Sabadell Premium Account.
Fee charged by the entity that owns the ATM to Key Account holders.
Fee charged by the entity that owns the ATM to other account holders.
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Fees at ATMs