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Customer Service Department @Sabadell_Help
1 All the POS terminals are products of PAYCOMET S.L.U. and are sold by Banco de Sabadell, S.A. Paycomet is a Payment Entity and part of the Banco Sabadell Group, with registered offices in (...), registered in the Madrid Mercantile Registry, Volume 40,715, Folio 165, Sheet M 722,484 holder of Tax ID Number B95842522. Paycomet safeguards the funds received by users by depositing them in a separate account opened with Banco de Sabadell, S.A.
2 Return: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR). The conditions of the Sabadell Business Plus Account shall apply if you meet the sole requirement of contracting your first Dataphone POS or Smart POS or Smart Dual Screen POS or Smart Mini POS or SoftPOS Mobile POS terminals. Customers who had a POS terminal in an active status on 1 September 2024 are excluded from the promotion. The conditions mentioned above of the Sabadell Business Plus Account shall be maintained as long as the POS terminal is used, which shall be reviewed on a monthly basis.
If that requirement is not met, the Sabadell Business Plus Account shall automatically switch to require a single requirement of depositing a minimum of €3,000 per month (excluding income from accounts opened in the Banco Sabadell Group in the name of the same owner). This requirement must be met on a monthly basis, and, if it is not met for two consecutive months, the Sabadell Business Plus Account shall automatically switch to a Relation Account.
3 No account management or maintenance fees. Indefinite profitability that may change depending on market conditions. Now, a 2% APR profitability per annum up to an average combined balance of €20,000 of the Sabadell Online Account and the Sabadell Savings Accounts of the account holders linked to it. Representative example of remuneration in a year calculated for a joint average monthly balance of €20,000: 2% NIR per annum, 2.018% APR, €400 in interest settled in the year. Monthly settlement credited to the Sabadell Online Account on the 15th day of the following month (or the first working day before that). If, at the time of signing the contract you are already benefiting from a promotional offer, the terms and conditions thereof shall remain the same until it expires.
4 This promotion is valid for all customers with a Sabadell Negocios Plus Account or Sabadell Self-Employed Online Account who sign up for a Smart, Smart Mini, Smart Dual Screen, Soft POS Mobile POS or Dataphone POS terminal between 2 September and 31 March 2025 and who did not have a Banco Sabadell POS terminal before 1 September 2024. The promotion will consist of:
- €0 monthly maintenance fee on your first Smart POS, Smart Mini POS, Soft POS Mobile POS or Dataphone POS terminal.
- Sabadell Business Plus Account with no access requirements.
- Rebate of €30 gross quarterly if the account holder has a billing of a minimum of €6,000/quarter with any model of POS terminal contracted with the bank, up to a maximum rebate of €120 gross per annum.
The promotional payment will be paid quarterly, in a single payment for the total amount and with the description 'ABONO PROMO POS', into the account where the POS terminal of the promotion was contracted.
Payment shall be subject to compliance with the conditions set forth in these Legal Terms and Conditions and Banco Sabadell S.A will make the payment after verifying that the conditions set for each quarter have been met.
The payment will be made during the first 15 days of the month following the end of the calendar quarter.
The observation period of the POS terminal billing for the payment of the promotional discount will start from 1 October or from the date of contracting the new POS terminal if this is later. Therefore, the first quarter of observation shall be Q4 2024, with the first payment to be made during the first 15 days of January 2025.
The offer is also valid for the Dual Screen POS terminal, with the exception of the maintenance fee, which for this terminal will be €18/month with the Sabadell Business Plus Account or the Sabadell Self-Employed Online Account. VAT or the relevant indirect tax will be levied on the monthly POS terminal maintenance fee, in accordance with the recent ruling by the Spanish Tax Authority.
5 The transaction percentage fee of 0.25% shall be applied directly to all Spanish individual cards, with a minimum of €0.02 per transaction. European individual cards will have a fee of 0.40% with a minimum of €0.07. Spanish company cards shall have a transaction fee of 0.80% with a minimum of €0.07 per transaction. Cards from European companies, cards from outside of Europe (individuals and companies) and JCB and CUP cards have a transaction fee of 1.80% + €0.39 with a minimum of €0.46 per transaction. Mastercard B2B cards under the GWTTP programme incur a transaction fee of 2.95%. Transactions carried out with American Express cards are excluded from this offer and are subject to specific fees.
6 The granting of the loan, its amount and the repayment period for each transaction requested will be determined by and contingent on the bank’s risk criteria.
7 Civil Liability Protection is an insurance of “BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros”, with NIF A64194590 and registered offices at C/ Isabel Colbrand 22, 28050 Madrid, Spain. Registered in the Madrid Mercantile Registry and DGSyFP Insurance Company Registry under code no. C-0767. An insurance policy brokered by “BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A.”, NIF A03424223, located at Avda. Óscar Esplá, 37, 03007 Alicante, registered in the Alicante Mercantile Registry, and in the Administrative Register of Insurance and Reinsurance Distributors and in the DGSyFP under code n.º OV-0004, acting for “BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros”, “Zurich Insurance plc, Sucursal en España”, “BanSabadell Vida, S.A. de Seguros y Reaseguros”, “DKV Seguros y Reaseguros S.A.E.” and “Sanitas S.A. de Seguros”, having subscribed civil liability insurance in accordance with the provisions of the regulation on the distribution of private insurance and reinsurance in effect at all times. You can view the insurance companies with which BanSabadell Mediación has signed insurance agency contracts at www.bancsabadell.com/bsmediacion.
Professions included in the Civil Liability Protection insurance: installers of metal carpentry and locksmithing, wood carpentry, interior painting and decoration, electrical installations of low voltage, glazing installations, air conditioning and plumbing installations, secondary masonry (enclosures and tobacco shop), floor and wall covering.
8 During the first six months of contracting the Sabadell Business Plus Account, the requirement set out in the contract shall not apply. From the seventh month onwards you will only need to have your salary or regular monthly income for a minimum amount of €3,000 directly paid into your account, excluding income from accounts opened in the Banco Sabadell Group in the name of the same account holder. If that requirement is not met by the second month, the Sabadell Business Plus Account will automatically become a Relation Account.