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Sabadell Negocios Plus Account

A bank account

 I am interested

For the self-employed, businesses and companies
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Advantages of the account

If you need an account, the Sabadell Negocios Plus Account is for you

 The Sabadell Negocios Plus1 account has no administration or maintenance fees for customers with recurring income of more than €3,000. Profitability: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR).

NO fees for transfers in euros (including immediate transfers), both domestic and to EEA countries. Make your standard transfers in euros within the European Economic Area (EEA) online free of charge. In addition, no fees will be charged for negotiation and clearing of cheques in Euro lodged with a Spanish financial credit institution. Descubre más

Advantages of the Sabadell Negocios Plus Account

  • Support
    Your manager knows your trade and can offer you specialised products and services tailored to your business.

  • Customised reports2
    Online reputation reports for companies, with analysis of social media presence and verification of contract signatories' powers of attorney, among others.

  • Legal assistance
    Free legal assistance service2 on any issue related to your professional activity 24 hours a day.

  • Professional groups
    If you belong to a professional group or franchisee with a signed agreement with Banco Sabadell, enjoy a specific offer and preferential terms and conditions3.

  • Support
    Your manager knows your trade and can offer you specialised products and services tailored to your business.

  • Customised reports2
    Online reputation reports for companies, with analysis of social media presence and verification of contract signatories' powers of attorney, among others.

  • Legal assistance
    Free legal assistance service2 on any issue related to your professional activity 24 hours a day.

  • Professional groups
    If you belong to a professional group or franchisee with a signed agreement with Banco Sabadell, enjoy a specific offer and preferential terms and conditions3.
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Company cards

Your free business cards

 With the Sabadell Negocios Plus Account you can have the free Debit and Platinum cards, with no issue or maintenance fees4. You have different options available with advantages, insurance and free services designed for you, whatever your business. I'm interested I'm interested
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Financing

An Online Payment Line, with immediately available liquidity

 Get the funds you need, easily and instantly, for your regular business payments. No explanations, online and just one click5. You will be able to use it to cover the six most common needs of your business: suppliers, corporate tax, VAT, personal income tax, payroll and social security. I'm interested I'm interested
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Are you self-employed? Would you sometimes like to be a little less so?

Sabadell Self-employed Online Account

  • ZERO fees - ZERO conditions
  • 2 % APRa return for a balance of up to a maximum of €50,000.
  • 120€b cashback for setting up payment of your self-employed social security contribution by direct debit.
 %> Become a client Become a client
matricula-202500090-1-3-16874

Are you self-employed? Would you sometimes like to be a little less so?

Sabadell Self-employed Online Account

  • ZERO fees - ZERO conditions
  • 2 % APRa return for a balance of up to a maximum of €50,000.
  • 120€b cashback for setting up payment of your self-employed social security contribution by direct debit.
 %> Become a client Become a client
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You may be looking for...
   
POS

A range of next-generation POS terminals6 for your business

 Make it easier to collect payments from your customers with our Smart POS range with advanced functions and specific applications for your business, or with the InstantCredit7 app simultaneously with collection of payment and with any bank card.
Find out more
Protection

Working for your peace of mind
We can adapt to your business with personal and asset protection products, guaranteeing coverage against possible liabilities arising from your activity.
Find out moreFind out more
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Figures that speak for themselves

Online banking for companies, self-employed and businesses
With Banco Sabadell, carry out your day-to-day transactions in complete security through the channel of your choice.
Find out moreFind out more
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Do you have any questions?
We're here to help you

Branches and ATMs

 Find a branch Find a branch or request an appointment request an appointment

Premium service
Exclusive telephone service for customers, attended by business specialists.
962 000 610 from Monday to Thursday from 8 a.m. to 5 p.m. and Friday from 8 a.m. to 3 p.m.

Customer Service Dept
Log in to file an official claim

Helpdesk on X

Customer Service Department @Sabadell_Help
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Legal terms and conditions
1 Return: 0% Nominal Interest Rate (NIR), 0% Annual Percentage Rate (APR). The terms and conditions of the Sabadell Negocios Plus Account will be maintained for as long as the single requirement of depositing a minimum of 3,000 euros per month is met (excluding income from accounts opened with the Banco Sabadell group in the name of the same holder). If that requirement is not met by the second month, the Sabadell Negocios Plus Account will automatically become a Relación Account.

2 CRISTALWARE CONSULTING SERVICES, S.L.U. is the entity that provides the client retention service of the Business Channel, which encompasses the legal advisory service by telephone, as well as handling discounts and benefits. The legal advice by telephone covers tax, labour, commercial, civil, family, property, criminal, consumer and administrative matters. The discounts and benefits are aimed at the professional activity of Business Channel members, as well as leisure and discounts on leading brands for personal use. The aforementioned services are provided directly by CRISTALWARE CONSULTING SERVICES, S.L.U. or by its third-party associates in accordance with the terms and conditions established at any given time, without any involvement or responsibility whatsoever on the part of Banco de Sabadell, S.A. The bank disclaims liability for any incident and/or circumstance deriving from or related to the provision of the services, which, in any case, are subject to the current agreements signed between the bank and CRISTALWARE CONSULTING SERVICES, 4 | 13 CAD2024551604S.L.U. The legal advice telephone service will not cover questions or possible incidents in the client’s activity which may affect their relationships with companies in the Banco Sabadell Group, subsidiaries or investees. The annual fee for the service, regardless of its use, there is no fee for the Sabadell Negocios Plus Account.

3 Exclusive terms and conditions for businesses belonging to a group or franchise which has a signed agreement with Banco Sabadell. Ask your account manager which financial solution is offered for your group or franchise or call 900 500 170.

4 Depending on your account type, some of your cards may not have an issue or maintenance fee:
  • Sabadell Negocios Account and Sabadell Online Account for the self-employed: two cards, free Business debit card and Business credit card.
  • Sabadell Negocios Plus Account: up to three cards, free Business debit cards and Business credit and Business Platinum cards.
  • Sabadell Empresas Account: up to three cards, free Business Debit, Corporate and Corporate Platinum per account.
For other accounts, ask an account manager about the terms and conditions.

5 The granting, amount and term of each transaction requested will be determined by and subject to the Bank's risk criteria.

6 All the POS terminals are products of PAYCOMET S.L.U. and marketed by Banco de Sabadell, S.A. Paycomet is a Payment Entity, part of the Banco Sabadell Group, with registered office in (…), Local, registered in the Mercantile Register of Madrid, Volume 40,715, Folio 165, Page M 722.484, holder of Tax ID. B95842522. Paycomet safeguards the funds received by users by depositing them in a separate account opened with Banco de Sabadell, S.A.
a. No account management or maintenance fees. Promotion valid for accounts opened between 01/05/2026 and 27/05/2026. 2% APR will be paid on up to a €50,000 average combined balance of the Sabadell Self-employed Online Account and the Sabadell Savings Accounts of the account holders linked to it for personal or business purposes. Representative example of remuneration over one year calculated for a combined average monthly balance of €50,000: 2.001% NIR per annum, 2.019% APR, €1,000.46 in interest settled in the year. Settlement is paid on a monthly basis and is credited to the Sabadell Online Account on the 15th of the following month (or the first working day before it). After the second year, the current profitability conditions of the account will apply. See the terms and conditions of the promotion here.

b. Payment of €30/quarter for activating a Sabadell Online Self-employed Account and direct debiting your self-employment social insurance contributions from that account during this period (includes the self-employed under the Special System for Self-Employed Agricultural Workers and the self-employed under the Special Scheme for Sea Workers). The payment will be settled within the first 15 days following the end of the quarter and is subject to the current tax legislation.
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BusinessBank accounts Sabadell Negocios Plus Account